Does paypal provide offline token or master token? - paypal

I have create an application in paypal sandbox account. I want to do when some of the user click 'transfer money' button, then paypal transfer money from my account to user's account (Note: we have user's email id).
So, it possible to transfer money without authentication to paypal account something like offline access method.
Thanks in advanced.

What you want is a billing agreement, where the user authorizes you to make payments against a PayPal account in the same way you would debit a bank account or credit card. Billing agreements are typically set up in the same way Express Checkout works, but you will be provided an ID to refer to when you need to make payments.
A Billing Agreement allows a seller to charge your PayPal account when you purchase goods from them or use their service.
An example of this would be an agreement to pay eBay seller fees for listing items on eBay.

Related

PayPal to differents accounts

i want to make a website where a seller can create his products and the buyer can pay directly to his paypal account. i know how to use the IPN notification for a lonely business account per website. Do i have to ask all my seller to configure my IPN Url in their paypal account? or is it enough to use this " $this->paypal->add_field('notify_url',www.site.com/ipn_paypal'));"?
I am just asking if there is another requirement for seller to make this type of sites. Does paypal allow this?

Can I create a Billing Agreement with credit card (without paypal account)

As per the subject. Does my customer MUST to have paypal account and login to his paypal account in order for me to create a billing agreement, or I can use credit card as payment method for a billing agreement?
I am working with REST Api
Thanks
It is possible.
An example of the API is here: https://github.com/paypal/PayPal-NET-SDK/blob/develop/Samples/Source/BillingAgreementWithCreditCard.aspx.cs
Subscriptions (recurring payments) option for direct payments needs to be also enabled in merchant paypal account. I had trouble with it but messaged paypal and they enabled the feature for us.
So tested and working now.

Is it possible to send an ACH payment directly from a US bank account to a PayPal account?

Is it possible to send a payment through PayPal, where the payment originates as an ACH payment, and then is sent to a PayPal account holder, without having to originate the payment from a PayPal account?
Put differently — we would like to send a payment to a PayPal account holder, without first having to pull the money into our own PayPal account. We process payments via ACH, and we'd prefer to not have to deposit the funds into our PayPal account before transferring them to the destination PayPal account. We'd prefer to be able to deposit them directly into the PayPal account.
Is that possible?
The only way to do that would be to have a 3rd party user add your bank account to their PayPal account so they could submit deposits directly into their PayPal account from your bank. I'm guessing that's not what you're after.
If you simply submit a regular PayPal payment, though, while it will technically flow through the PayPal account it would go directly to the receiver's PayPal account instantly as long as you have a credit card associated with your PayPal account. This is much faster than ACH and protects your bank account details from receivers as well, so that's really what I would recommend anyway.
The only disadvantage I can see to having it flow through PayPal is may an additional entry for your accountant to deal with in the books (transfer from bank to PayPal, then payment from PayPal to vendor) but that is not a very big problem. The advantages far outweigh that in my opinion.

using adaptive payments / masspay with a billing agreement

I'm setting up an ebay like website where there are buyers are sellers. When a user (both buyer and seller) signs up, I make them sign a paypal billing agreement with me. When a buyer sells an item, I charge the seller using the billing agreement.
What I'm stuck on is sending that amount to the seller using the billing agreement. I realize I can use the MassPay or Adaptive Payments API to pay the seller but neither of those interfaces taking a billing agreement ID. They both only take the seller's email address. Does that mean I need to retrieve the user's email address via GetBillingAgreementCustomerDetails before making the masspay / adaptive payments call?
I would look into Preapproved Payments if I were you. Your users would setup a preapproval profile instead of a billing agreement. Then you can send money on behalf of any user using their preapproval key.
Specifically, you'll use the Preapproval API to create the profiles and then the Pay API with a preapproval key included to submit payments when necessary.

Which API I should use for Paypal when I have many receivers and payers

I am building a project that might be a bit complicated and I have to use paypal for this.
There are many users in the app and they can be receivers, payers or both. The receivers/sellers provide certain services and the payers have to pay their sellers monthly. So if the user agrees to pay, the paypal will charge him monthly and automatically. The users need to register as paypal member and get authorized from paypal beforehand so I can use their emails for the transactions in the app.
I am thinking of using paypal express checkout with recurring apis, but I am not sure if it is the right decision and no clue if it is working. Any suggestions? thanks.
You could use either Express Checkout, Subscriptions w/ Website Payments Standard, or Enhanced Recurring Payments w/ Website Payments Standard. Either one of these would allow you to set up recurring payments. Enhanced Recurring Payments is the only one that would have a monthly charge associated with it. Express Checkout and Subscriptions w/ Website Payments Standard would not have a monthly charge. However, Enhanced Recurring Payments allows the buyer to sign up for a subscription without having to have a PayPal account, and they can just use their credit card. Express Checkout and Subscriptions w/ Website Payments Standard require the buyer to have a PayPal account. They can still be billed via credit card, but they have to have the credit card attached to their PayPal account. The subscription would bill the PayPal account, and the PayPal account would pull the funds from the credit card on the account.
With a PayPal account, your users can receive or send funds based on the country these accounts are located in.