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How can I accept credit card payments from within my iPhone app? The Credit Card Terminal is a good solution but that would mean my app's users have to have their iPhone app installed as well!
How can I do it all from within the app (using a UIWebView if need be)?
I did check out related questions on SO but none really answered the question.
This is not for in-app purchases (we can use StoreKit for that). This is for donations (and the app would be free as the Apple guidelines suggest)
Thanks.
May be you can donate through PayPal API but I am not sure whether Apple will approve it.
PayPal API for iOS:
https://www.x.com/community/ppx/xspaces/mobile/mep
Refer to this link before you start:
PayPal API for iOS - allowed?
I think there is no other option. UIWebView can open a site in your application which accepts credit card payments but I am not sure how good and appealing it would be to a user.
Hope this helps you
EDIT:
If you use anything apart from PayPal and In App Purchase, then I fear that your app will be rejected by Apple.
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I always used to in-app virtual goods or subscriptions, but my client wants to sell real products as toy art. Someone could tell me how it works?
I sell real products through my application? How would I do this using in-app or pay pal? The apple approve.
Thanks
In app purchase is just for the content in the app, bonus levels, virtual coins and subscribes. Of course you can sell real world items in your app, Apple accepts this kind of app, but remember you can not use Apple's in app purchase to charge users. Your must turn to other payment method, like Paypal or credit card.
Because it is something related sensitivity data (for money, you know). So maybe you have to supply your own use term and assurance to make your users trust you.
If you plan to use Paypal to implement the payment, you might want to see the Paypal's iOS SDK.
Apple doesn't allow selling real-world products by in-app purchases.
Here you have guide from Apple. Check pages 3 and 6.
If it comes to the second part of the question, you can redirect a user to prepared site to finish transaction as long as it's not stuff for the app. More about this you can find here.
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Hi Is their any other way available to integrate payment process and buy products inside IOS application without using the in app purchase, how to sale products inside the ios app without in app purchase?
you can integrate payment gateways like stripe, paypal which are available for mobile platform. But if you trying to replace in-app purchase because of Apple cut 30%, you most likely to get rejected by Apple.
You can use payment gateways if you are selling digital goods, may be a e-commerce app or something.
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How to implement payment gateways in iPhone app?
Also is there any problem of app rejecting by using a third-party payment gateway?
Please do not attempt to create a payment gateway by your self unless you are thoroughly conversant with programming, security and you completely understand everything involved. There are too much factors and security issues involved. Use something like PayPal or read up on [In-App Purchase Programming Guide1 in Apple Dev guide.
Use the paypal mobile sdk..For integrating the payment gateway in your application..You can download the sample project from github by clicking download zip.
If you want to use digital goods payment service then best way to use inapppurchase (tutorial is given in reywenderlich)
If u want to use real goods payment they u can use paypal or other related payment gateway..
You can go...developer.paypal.com for more info regarding this..
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I will be making an iPhone app that will sell ebooks. we have a website version of this and we want to have mobile version also. So, my question is what is the best approach(approved by Apple) for this kind of model? In our website version, we do payment by paypal. In my understanding, selling digital goods via paypal that is integrated within the app is not allowed(correct me if I'm wrong). Also, we have like 5000+ books on the website, so adding all books in iTunes(if it can be done) is no cake work I think. :D So help me out guys, this is my first app that involves buying and paying. After a successful payment, this book can now be read from within the app. Thanks!
Your correct, Apple does not allow any payment method for in app content that circumvents the IAP model.
You have two real options. One is to use IAP (In app purchase). This will give users the best native experience and will allow you to use apples framework BUT there are two downsides:
- Apple takes a 30% cut of all IAP revenue
- There is a chance that patent trolls Lodsys will come after you for unauthorized use of IAP (its not actually unauthorized, but they will try and argue that it is and sue you for it, google 'IAP Lodsys' for more info)
The other option that gives you more control over the payment system and gives you full revenue it to allow users to purchase books for their app on your website (The way kindle works). Not the best experience for users, but definitely best for your wallets.
Unfortunately I am not aware of any other payment methods, would be interesting to hear of some if anyone has any.
Hope that helps :)
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Could someone here tell me the process Apple follows once your app is put on the app store?
Does the credit card with which the developers program was bought get credited with the amount made on the app?
Does Apple allow you to create/setup a separate account to receive income from the app?
Any direction to this will be really helpful.
As part of the developer program you need to set up your bank account details - it's all on the iTunes Connect website. Then they'll pay you monthly.
Hence it will be separate from your credit card. Of course if you use your bank's debit card then it is the same account.
Apple will ask for a payment account as part of their certification process. I believe the payments are made in a lump, so I don't think you can split that into separate accounts.