Does PayPal support direct debit payments? - paypal

Can you help me to find answer if PayPal supports direct debit payments? I tried to find it in google or paypal documentation but still not sure. I know it's possible to link PayPal account to bank account but what about making payments this way to PayPal merchant account.
Thanks.

You wish for customers to pay directly with their bank account? They can do this through any PayPal checkout, and it's done via "instant transfer" if they have a credit card available as a backup funding source in the event the bank transfer fails to debit the funds.
So basically, if I'm understanding your questions correctly, offer PayPal as a payment method and customers who sign into their account can pay with their checking or savings account.

Related

Can I create a Billing Agreement with credit card (without paypal account)

As per the subject. Does my customer MUST to have paypal account and login to his paypal account in order for me to create a billing agreement, or I can use credit card as payment method for a billing agreement?
I am working with REST Api
Thanks
It is possible.
An example of the API is here: https://github.com/paypal/PayPal-NET-SDK/blob/develop/Samples/Source/BillingAgreementWithCreditCard.aspx.cs
Subscriptions (recurring payments) option for direct payments needs to be also enabled in merchant paypal account. I had trouble with it but messaged paypal and they enabled the feature for us.
So tested and working now.

How can i do paypal payment direct transfer to merchant account

How can i do recurring payment with credit card in paypal. Payment should directly transfer to merchant bank account.
Can anyone give solution for that?
For that you can refer this link.
Paypal direct payment to merchant

PayPal recurring subscriptions with credit card payments

In my website I have integrated PayPal subscription. There client redirects to paypal site and do the payments and return to my site, it is fine. But my client wants to accept credit card payments, in current implementation users need to create paypal account in order to do credit card payments. As per my finding on the web we can do recurring credit card payments in following ways.
Collect credit card detail and store on paypal side and perform transaction when we need using a token. But this method supports only in UK and US
https://developer.paypal.com/docs/integration/direct/rest_api_payment_country_currency_support/#direct-credit-card-payments
Collect credit card details and create recurring payment profiles via API. But this method possible only in US,UK,Canada only
We can do credit cards payments on PayPal site(without paypal account) with their Enhanced Recurring Payment service. It is not free($19.99/month)
My client is in France, So in my case only possible option is 3. Am I correct? Is there any other way to do it.
Unfortunately, none of the option is available for France Merchants to process direct credit card payments.
The option 3 Enhanced Recurring Payment(ERP) is available for US,UK,AU and CA.
No, for France Merchants there is no way to accept direct credit card payments, only way is you can turn on "account optional" feature in paypal account and increase chances that buyer could pay with credit card along with PayPal with Website Payment standard or Express checkout

Which API I should use for Paypal when I have many receivers and payers

I am building a project that might be a bit complicated and I have to use paypal for this.
There are many users in the app and they can be receivers, payers or both. The receivers/sellers provide certain services and the payers have to pay their sellers monthly. So if the user agrees to pay, the paypal will charge him monthly and automatically. The users need to register as paypal member and get authorized from paypal beforehand so I can use their emails for the transactions in the app.
I am thinking of using paypal express checkout with recurring apis, but I am not sure if it is the right decision and no clue if it is working. Any suggestions? thanks.
You could use either Express Checkout, Subscriptions w/ Website Payments Standard, or Enhanced Recurring Payments w/ Website Payments Standard. Either one of these would allow you to set up recurring payments. Enhanced Recurring Payments is the only one that would have a monthly charge associated with it. Express Checkout and Subscriptions w/ Website Payments Standard would not have a monthly charge. However, Enhanced Recurring Payments allows the buyer to sign up for a subscription without having to have a PayPal account, and they can just use their credit card. Express Checkout and Subscriptions w/ Website Payments Standard require the buyer to have a PayPal account. They can still be billed via credit card, but they have to have the credit card attached to their PayPal account. The subscription would bill the PayPal account, and the PayPal account would pull the funds from the credit card on the account.
With a PayPal account, your users can receive or send funds based on the country these accounts are located in.

Paypal Express Checkout Subscription using Credit Card Payment

Question:
Is it possible to set up a subscription via Paypal api Express Checkout, so you can pay via Credit card and Paypal login. The Paypal login works no problem, but I can not get it to work with credit cards at the moment.
I have set the NVP SOLUTIONTYPE = Sole
I know you can set up a paypal subscription button, but the client want to sell a product (single payment or instalments) and add a subscription if user wants to sign up.
Many thanks for any help.
Llewellyn
UPDATE:
For anyone else who has this problem I got this response back from Paypal:
With subscriptions and Express Checkout, they will be PayPal only. Any time you specify a billing type in your SetExpressCheckout call, it turns it into a PayPal only transaction. The only way you would be able to set up a recurring payment via credit card (without a button) is to use the Website Payments Pro and Pro Recurring Payments. Website Payments Pro would allow the customer to enter their credit card directly on the website for one-time payments and also you can set it up to accept the credit card information for recurring payments. You wouldn't be able to turn that one-time payment into a recurring payment at a later time but if you wanted to set them both up at the start that's certainly possible. Also, you would be able to use reference transactions with your Pro payments as well.
Here is a link to the paypal manual for Paypal Pro.
Be warned, with Paypal Pro you can not accept American Express cards, if your paypal account is not American - which sadly is what I'm trying to do :(
No, this is not possible with Express Checkout Recurring Payments.
You must purchase Direct Payment Recurring Payments (an addon to Website Payments Pro) in order to set up profiles direct via credit card.
Note that Direct Payment Recurring Payments is only available in the US, UK and Canada at the moment.
This is not possible to make direct payment with Express Checkout,for this you have got create and account on paypal and please set only two options to working credit/debit card with Express Checkout.
solutiontype = Sole
landingpage = billing