Is it possible to add a customer's credit card information to their Paypal Wallet? I've looked into the REST API, but the information is stored in a vault specific to a merchant. I want to save the card information to the customer's wallet for future use. Does Paypal have a wallet api?
As a general rule, no. The buyer has to log in to their PayPal account to add the card.
(There is the AddPaymentCard API, but this is typically reserved for banks that are setting up PayPal accounts for their users and are adding a credit card/debit card, that they issued, to the new account.)
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I am using PayPal smart buttons for Payment processing, where users can pay using PayPal account or Credit/debit card.
I want to save the last four digits of Credit/Debit card entered by the user for payment in the database.
How can I get that Credit/Debit card number?
Thanks in advance.
You cannot get that information. You also cannot get information on whether or not a credit/debit card was used to pay -- some other payment method may have been used to pay. A customer's billing information is kept private to their PayPal account. All you know is that you received a PayPal payment, and this is by design.
I was able to implement credit card payments on my website. Now my problem is how do I identify if the credit card account is fake or a fraud. What I am doing is I store the credit card info using the vault api then I get those stored accounts for the user to choose what card they will use to purchase my product. However, i can't find a way to add some more validation on how to check if the user is the real user of that credit card account. Right now I can enter any credit card number by just using a card number generator and it directly submits the payment. I can see in my sandbox merchant account that the payment was successful.
So is there a way for me to prevent this?
Thanks to those who could help.
Processing a zero value payment authorization request is the most common way to authenticate the card details are valid without actually taking payment.
We are studying the feasibility of using Braintree as a payment gateway for one of our client.
One of our requirement is to create a persistent customer with specific payment method/s (paypal, credit/debit etc) using
Braintree Java API.
This registered customer account will then be debited and amount transferred to the client's account as and when need arises.
We have following queries.
Is there any constraint/limitation as to the country to which the customer can belong to? For example, can we create a
customer in Braintree who is a resident of India or China? Can Braintree transfer amount from a customer's account in India
to client/merchant's account in USA and vice versa?
In Braintree sandbox account we can create a new customer with credit card as a payment method. How can we
create a customer with Paypal as a payment method in sandbox?
I have gone through the Braintree Customer.create() Java API. Using Customer.create() API we can create a new customer
with credit card details. But how can we create a new customer with Paypal details using API call? Where can we provide customer's
Paypal account details while calling Customer.create()?
Once customer is created and payment method details verified by customer can subsequent amount transfers from customer to
client/merchant's account happen without customer have to authorize each transaction?
Thanks.
I try to answer your questions but I'm not Braintree ninja.
I think yes but there would be some charges on top of normal fees (known as currency conversion charges).
You can't create paypal as payment method in sandbox (I don't know the reason) but you can in production account.
When users choose Paypal as payment, after successful authentication a token is returned that you can save in database for future transactions (without authentication).
I didn't get your last question, let me answer what I understood(I guess you mean authentication again or providing details again). If customer agrees to have payment method vaulted then no, they won't have to authorize transactions in future as long as they don't cancel their payment method.
Update: Forgot to answer the first part of your question No. 1, as per their FAQs Braintree accepts payments from almost everywhere.
my requirement is to store users credit card information to pay-later. whether there is any option in paypal to store users credit-card information and pay it later or is there any options for this in any payment methods
Auth.Net's CIM is a viable option, but it is not a standard feature of an Auth.Net account and requires an extra fee each month to use. Depending on the PayPal payment method you're using, you can get a similar feature for free through reference transactions or billing agreements.
For up to a year after processing a credit card payment at PayPal, you can generate a follow-up reference transaction that uses the same payment details previously used to capture new money. If your customer paid using a PayPal account balance, you can establish a billing agreement that lets you charge their card at an arbitrary time in the future as well.
As far as I know, neither one of these features requires additional payment on your behalf. You just have to have a PayPal account that supports the API you want to use and know how to integrate it.
Yes. You would need to the use Authorize.Net's Customer Information Manager (CIM) API which allows you to store payment information as a payment profile on their server. You can then charge against it at any point in the future.
I'm working on a e-commerce website with PayPal direct payment. Our customers are supposed to enter their credit card information in the page that hosted by PayPal, so that our server will NEVER touch the cardholder data.
Our problem is that we want to provide the convenience so that the returning customer don't have to enter credit card information every time, and we don't want to store or even touch the cardholder data.
Instead, we want to store this sensitive data in PayPal so that next time we can just provide something like a CustomerID to ask PayPal access the credit card information to complete the purchase.
Is that possible to do with PayPal or other service provider?
PS. We also tried Intuit Payment Wallet. It can store the cardholder data but it need us to transmit these data to their server to create a "wallet".
If it's PayPal you can do it either through Reference Transaction, or Recurring Billing. You also have PayPal's Adaptive Payments pre-approvals, although these require that the buyer have a paypal account.
For true credit card storage, where you only keep a token, you have to use a service like these guys:
https://www.braintreepayments.com/