Need help.. My query is as follows
I have my e-commerce website up and running with all the products. People are visiting my website and they are unable to complete the checkout process because there is no payment gateway setup yet , due to some delay in the bank process the gateway is still not setup.
I did try the cash on delivery process but it resulted in a huge loss to me.
I wanted to know if it is possible to send an email confirmation to the customer with the order details, price and my bank details to which they can deposit the amount during checkout process in opencart.
You can use the "Bank Transfer" details for that, but it's essentially the same as what you've got with COD. The easiest thing to do is just set up another payment gateway such as paypal etc. There are hundreds of them available (other than the ones that come as standard).
hope this helps for you and got an idea.
For my experience, depositing the money to the bank by the customer is a indeed huge waste of time. They shop online for the convenience of not going out or what.
For your question:
Try to search cybersource as they are our payment gateway and they are really secure.
I suggest, since you don't yet the payment gateway, upon checkout, inform the customer what will be the mode of payment that they are using - like Credit Cart, Cash-On-Delivery or thru PayPal.
I think there is still no module that requires your need but you should work now on getting the payment gateway done as it will really help you save time and money.
Once you complete your payment gateway, try to establish Shipping method: Pick up from the store, Free Shipping when within your country and thru Shipping Delivery Service like DHL, FedEx, AmEx, etc.
Good Luck.
Related
In Paypal, I m trying to implemen t a Auto payment system using paypal. Where user can save their card details then whenever the invoice is generated using card details invoice can be paid automatically.
I read the document of paypal but not found regarding that.
Please let me know how can I implement Auto payment system using PayPal.
There's quite a bit of information on the Subscriptions page, but most of that is a generic overview. However, there is link to the Integrate Subscriptions page that gives more links to specific API and SDK instructions.
Follow through the step-by-step information to get all this set up. It'll take a while to get everything correct, so definitely use their testing APIs so you aren't doing a bunch of tests on their production APIs and spending your own money doing it.
Once you get the subscriptions created and someone subscribed, PayPal does the rest. You just need to create the subscription and allow people to subscribe.
Also, PayPal keeps track of credit cards and other payment forms for you, so you don't have to go through all the PCI security procedures for storing that information yourself. That gets real involved and can cause you to get in serious trouble with fines and lawsuits if you aren't certified. It's much easier to use a payment processing gateway such as PayPal for this than create your own, especially since you are going to be using PayPal for processing the payments anyway.
I am building an application that has two types of users: owners and buyers.
When a user signs up for a payment subscription to the services offered on the website, the system checks to which owner those selected services belong to and should then make that subscription payment go to that owner. So basically, users have no idea that payments go to multiple people. As far as they are concerned, they are just selecting certain services on our website and signing up for a monthly recurring subscription payment. The system then decides where that subscription money should go.
So, how can I do this? What possible systems can I use? I have looked into two: PayPal and Stripe. I can see how I might be able to use them for this if I get really creative, however I just wanted to ask you guys to see if any one has experience in doing something like this and what is a good way to do this.
Thank you.
Here're description about PayPal Adaptive Payment, you need setup preapproval and Chained Payment .
In this scenario, you act as Primary Receiver. You can setup the payment that Primary Receiver keep certain percentage amount ($10 in in 2nd picture), or distribute all payment to multiple receivers (service providers). It's up to your business logic.
I developed a Web Application that accepts payments via the ExpressCheckout API, for users to become a members.
Everything works fine.
I now want to extend my Web Application Services and offer my users with the possibility to buy items which are sold by third parties (my members).
The principle I would like to implement is quite simple: for each order, let the user pay for the item they choose and then transfer a part of the amount I received to the item provider, and keep some money for me. I would like to automate this process so that once I received the payment notification, I compute the amount of money to transfer to the item provider who might or not have a Paypal account (in other words, this means that I could maybe need to transfer the money to a bank account, using the IBAN/SWIFT data) and then proceed with the money transfer.
I tried to find a solution reading your documentation and came across the "chained payment" but the latter does not seem to be used within the ExpressCheckout workflow.
Also, since my implementation of the ExpressCheckout flow works, I would not like to have to find a totally different solution but rather extend it... if possible.
Could you please tell me which is the best solution for me?
In advance, many thanks for your help.
You could do 1 of 2 things. You could use Express Checkout with parallel payments. This means you could split the transaction up between different accounts at the time of purchase. The other option would be to just receive all of the funds into your account, and then when you are wanting to send money to the other accounts you could either use the Adaptive Payments (Pay) API or the MassPayments API to send money to the other accounts. Keep in mind you would have to send it to their PayPal accounts, you would not be able to send it directly to a bank account with either one of these API's.
I had the same issue and I got an answer from PayPal that it is not allowed to use Express Checkout to transfer money to your PayPal account and - at a later point in time - transfer the amount minus your service fee (which stays on your PayPal account) via Adapative Payments API to the seller's PayPal account. PayPal suggested to use Chained Payments API instead. All works fine in the sandbox, but once you need a Live APP ID from PayPal they will review your business case and deny it. At least that what happened to me.
I know that is old question, but anyway, I tried to find solution and was enable to perform the simillar thing like described in question. So, then I asked paypal about this, and they gave me advice to use SellerDetailsType Fields that 's called PayPalAccountID, description for this field is Unique identifier for the merchant. For parallel payments, this field is required and must contain the Payer Id or the email address of the merchant. It wasn't clear for me to use this field for solving my problem. Here is link https://developer.paypal.com/webapps/developer/docs/classic/api/merchant/SetExpressCheckout_API_Operation_SOAP/ I described field for soap request, for NVP it's called PAYMENTREQUEST_n_SELLERPAYPALACCOUNTID, but the idea is the same. I hope it will help someone.
I just wanted to ask among the gurus here if anyone has ever attempted to test a complete transaction from start to end on an ecommerce site using paypal or any other epayment gateway.
Please guys, I would appreciate any thoughts and comments. As it is a live site, I cant use the sandbox as that will negatively impact sales. However my firm is a startup and so can't afford the complete transaction and refund process that was suggested [here]:Accepting dummy credit cards on a live site with ActiveMerchant & PayPal.
Please help!
Previously I tested by buying low cost items from myself - that way you're only paying commission and you're getting most of the moneyback.
Admittedly you need 2 Paypal accounts, but that shouldn't be a problem, and you should only have to 'kick the tyres' in the live environment because all your testing will have been done in the dev environment.
We had a similar problem during startup and still use this process in the live site. We have specific "test" products that we purchase using a live credit card, then monitor the transactions: purchase, decline purchase, subscription (recurring billing), cancel, refund, etc.
Our test product is priced very low (5 cents). For subscriptions, the billing interval is 1 day, for a maximum of 3 intervals (with a free trial period of 1 day). This allows me to run a full test/validation, including recurring billing, in the live environment in less than a week.
We refund all charges following the test, which puts the money back on the credit card (or back in the PayPal account). Because of the refunding, our sales impact is zero (offsetting sale and refund). It does cost us a small non-refundable PayPal fee for each transaction, but that amounts to $1 or less.
These "test" products are not exposed to normal users. Also, we manually verify any "test" sales to make sure they are part of our internal testing.
"Sandbox" testing is the way to go during development, but a periodic test in the live environment is necessary to be verify that nothing is amiss.
Why not use a real credit card, then give yourself a refund? The commision fee is returned in that case.
All the time that I want to test our live sites we use a real credit card.
Thanks
I don't understand why you can't use the sandbox..?? How would using it negatively impact your sales? It's all fake.
Just setup your own sandbox.yourdomain.com version of your site and use that as your test server. Configure it to use PayPal's sandbox with sandbox API credentials, etc. This will allow you to go all the way through an order process and test everything from the UI stuff to payment processing, API requests/response processing, IPN, etc.
When everything is working you sync it up with your live server, which is hitting the live PayPal server, of course.
Again, I don't see how that would impact you in any way other than being a successful testing solution..??
I'm trying to integrate a payment mechanism to my site. The scenario that I need is not trivial and can be explained by the following example:
User pays upfront for a subscription program (i.e. receiving Netflix). User is able to make changes to the subscription (i.e. change number of movies checked out each time from 4 to 2)
User is able to buy additional one time purchases via the provider's site (Netflix) supplied by 3rd parties. These items (i.e. popcorn, snacks) get billed to the same credit card as the subscription without having to go through the process of resubmitting the credit card information.
Of course, my site takes also a small fee for the transactions :-)
I was wondering if this is supported by PayPal, Google Checkout or someone else.
Thanks.
The Paypal api can handle all of those processes.
I seem to have dropped the ball on what kind of answer you wanted so I'll leave it at that.
If you have some feedback, more direct questions I will try to answer as much as I can
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The money would best go through you first, unless somehow you can convince your customers its normal to bill them per item. Also if they pay by credit card you should only bill them once as you would incur fees on every payment. I don't know of anyway to bill once but distribute the payments.
As for the paypal docs..
Very good resource, there is also some sample code for most major web languages
Also this will get you started if you don't have a developer login
Their developer support is also pretty good. One thing a lot of people seem to screw up when starting out with the paypal api is not setting the latest version in the configs so don't forget to update that to the latest release. :)
Disclaimer..
Yea I know there is a lot of bad press about paypal and crazy stuff happening, but they do get the job done most of the time, its not my fault the customers love to use it.