Verify Paypal id is valid or not inserted by user - paypal

I want to verify that whether user has entered valid Paypal id or not. If not than user can't do registration. I've also visited this [1]: How can I verify a PayPal ID? question but it doesn't help me :(

You can't find a direct answer because "valid PayPal ID" doesn't have a single fixed meaning. You will need to be more specific as to what you are trying to discover. Then there may or may not be a way to accomplish what you want, since PayPal protects some aspects of their customers' account and identity information for their protection (and for business reasons).
A bit of background that may help you clarify your question, if not necessarily answer it:
Any email (or phone number) can be configured to receive PayPal payments, in many cases even if the email was not attached to a PayPal account at the time the payment was sent. However, not all PayPal products can function in this way (e.g. you cannot make API calls as an account that has not been set up and has not generated API credentials). Are you asking about receiving money, and if so with which product(s)?
Most people can pay through PayPal if sent to a PayPal page, whether they are accountholders or not (depending upon the PayPal product being used). In addition to guest payments and/or direct credit card payments through PayPal, people can set up PayPal accounts when they arrive and immediately pay with them. So collecting email first and refusing to go forward if there is no PayPal account attached to that email would loose you potential customers. It would also "let through" many customers who could not pay, such as people who know an email address but don't own the attached PayPal account. PayPal also intentionally declines to easily answer questions about whether an email has an associated PayPal account in order to make it harder for bad actors to accumulate lists of PayPal accounts (often with associated personal information) for spear phishing campaigns. There are some APIs that allow you to get limited information about a PayPal account but there are limits associated with these APIs; see e.g. GetVerifiedStatus documentation at:
https://developer.paypal.com/docs/classic/api/adaptive-accounts/GetVerifiedStatus_API_Operation/
Note also that Verified has a particular technical meaning in PayPal, and is NOT AT ALL THE SAME as "able to pay you."
If you want to know if someone can log into their PayPal account, and then use that PayPal account to get information about the user (as well as potentially pay you), that's easy: use Login with PayPal. That's what it's for. Naturally this requires the user to login and assent to your use of their information.
If you want to know if someone can take a particular action (e.g. make a payment), at this moment, the only way to be certain is to actionally request that action. You have options short of actually requesting money; if you want to ensure the user has funds and reserve them for you to collect shortly you can request an authorization rather than a sale. If you want to make sure the user can log in, has payment mechanisms and generally looks ready to pay you (but WITHOUT reserving and guaranteeing funds) you can request an Order.
Hopefully one of these things is what you are asking for?
If you have a PayPal AccountID (a PayPal-generated ID rather than an externally-generated identifier like email or phone number) you can pass it to certain APIs (such as the GetVerifiedStatus), so many of the same options above apply.

Related

Pay to 3rd Party PayPal account from website, and confirm success

Question:
How can I have a visitor to my site pay to a 3rd party PayPal account (one I do not have access to) and have PayPal return the visitor to my site, confirming that the payment was a success (while requiring no special setup or confidential information from the 3rd party account)?
Details:
My company provides a service to clients of other organizations, however, we collect payment directly from those organizations (and not from their clients). In our particular case, if the organization's client opts to use our service, they will pay the organization they are part of (and not us) - the entirety of their payment goes to the 3rd party organization (the value of the payment may vary, but it will always be billed as a single item). The only information we need from this transaction is: the ID of the client (a value from our database), and some type of verifiable confirmation (ideally, a dollar value paid).
The flow is as follows:
Our site
redirect to 3rd party PayPal
return to our site with confirmation
Authorize transaction and enable service
e.g. thank you page with Next button
payment needs to be authorized before going to next page
We would like to implement this in such a way that the 3rd party organization does not need to set up anything additional in their PayPal account, and does not need to share confidential information with us (ideally, they should only need to share their PayPal email address).
Currently, we are exploring using the following:
Buy Now button
Set the notify_url field on the form
Setup an IPN listener on our server that will process (and verify) the transaction
The problems are two fold:
We have been unable to confirm that this implementation would not require the 3rd party
organization to setup anything in their PayPal account (e.g. they
don't need to setup IPN, since we are using a per transaction URL
and they don't need to share their API key).
IPN is asynchronous - so we will not receive the notification as part of the transaction flow (which complicates things, but if no better option exists, we
can make it work). Is there any synchronous approach that would
notify us of a successful transaction without requiring additional
credentials (e.g. PDT requires an identity token so does not appear
to be an option for us).
If there are any better ways to approach this problem, suggestions would be appreciated.
You can use Parallel or Chained Payments to send money to multiple recipients, be able to control where the buyer is taken to after completing the payment, and you would get an API response back right away telling you if the payment completed or not. Using the Permission Services API calls you can set up your account as a third party to the receivers so they wouldn't have to make the changes themselves.
You mentioned that you're looking into using Buy Now buttons through Payments Standard. That would work for if you're looking for a quick and simple way of setting it up. Define the receiver as the business value and the money would be sent to them.
By default, IPN is set to "off" in an account which means an IPN post will still be sent out if you define it with the "notify_url" variable. You may need them to enable IPN within their account if they've previously disabled the service. If the receiver already has an IPN URL set in their account it would be overwritten by the "notify_url" value you provide.

Paypal Marketplace Seller

I'm struggling to pick the right Paypal solution for a small marketplace website.
The site has a number of vendors and customers buy directly from them. There is no commission or complication - payment is direct, buyer to vendor.
It crosses my mind that although I'm the merchant, I'm not the final funds recipient - so I can't see how I can make this work. I'd like to use Express, but I'm not sure that I can set the funds recipient to a third party account.
I don't want to use Adaptive. I've tried that before and it has some features missing (mostly relating to verified addresses, ability to list invoice items etc).
It also crosses my mind that if buyer A sends to Vendor B through the site, then there can be no IPN as the merchant is not the final recipient.
Really I'm looking for the right way to go to deploy a solid Paypal solution for this.
You could use Express Checkout for this. They vendors would just need to grant API permissions to your API username so that your user name has the permissions to execute Express Checkout API calls on their account. This will allow you directly process the transactions on their PayPal account. You can also pass over the IPN URL in the API call that you would like to have the IPN sent to. Also by passing it over in the API call, it will override the one set in the account for the particular transaction you pass it over for. This way the merchant/vendor can still use the one they may have set in their account for something else.

Paypal Payments - What to store from them?

I was wondering, if you have coded a website which uses paypal payments as a payment method (the kind of payments where you get redirected to their site for payment, not web payment pro).
What kind of details can I store? Is it just their paypal email address that can get supplied to me or do other details regarding their paypal account also get sent to me via their API which can be stored on my site?
As already mentioned, you get the details of the transaction, so email address, name, delivery address and the contents of the shopping cart.
You can send custom parameters from your form though, such as phone number.
Paypal, by default doesn't ask users to provide a phone number and therefore usually doesn't send you one. However, it's often useful for retailers to have a customers phone number.
If your shopping cart is populated by your website and then customers are asked to complete a brief, name, phone number, email form before submitting to Paypals site you can send these extra form fields to Paypal and have them come back to your server for storage/checking.
However... I found it very erratic! There seemed to be a problem with my account when I did this and the PP technical team couldn't explain why it was only sometimes working! I gave up in the end and found a Payment gateway with credit card and Paypal integration, now all my payments come through the same channel and callback methods regardless of type.
http://www.securehosting.com I use now.
Mostly only the details pertaining to the transaction can be retrieved in the usual procedure, as it appears even when you see the transaction details in your paypal account when you receive payments. However, it would be helpful for you if you can provide more information on what you wish to look for.

PayPal Chained payments error 520009

I am trying to setup a chained payment app, and got the application approved. I was hoping that like in parallel payments, chained payments can have users with or without a registered paypal account. But with email accounts that are not registered, the api returns an error code 520009 saying the account 'email#domain.com' is restricted. I did see the following link having the same issue.
https://stackoverflow.com/a/10262241/903978
Though in their dev doc says anyone with an email can get paid/ notified (except the app owner who needs a verified account), It is throwing an error. I have posted a ticket to paypal/mts but have nt heard from them yet.
My app case is,
1. User gets paid eg $100. They are the primary recipient in chain.
2. application (secondary reciever) gets a cut of this payment. say $2.
Any one know if chained payments need primary as well as rest of the recipients to have valid paypal accounts and not just an email? Or is there something in the call that allows primary recipients with just an email address?
( I know that application owner needs a registered paypal account).
Thanks
Paypal/mts confirms that their documentation is incorrect. Chained payments require confirmed paypal accounts and not just an email ID. They said they will update the documentation.
I can confirm this also, Paypal Adaptive Payments with Chained Delayed payments does require the secondary receiver and the primary one to be verified, but there seems to be some confusion about 'confirmed' and 'verified'. When pressing PayPal on this we discovered the criteria differs (or so they told us at Eco Market) and that users sometimes have to have confirmed their email address (simply clicking the verification email they get sent), but sometimes also have to go a step further and verify their account (going through the other steps like bank account confirm). They told us is varies based on country sometimes but for security reasons didn't tell us much more on how they do this (not overly helpful).
What we do to handle this is catch the error and as a marketplace we automatically contact the customer/seller to inform them the order cannot be processed due to the sellers account not being verified.
Going a step further, you could also validate sellers (again in a marketplace model) accounts by using the exact same API to take a small payment from them (which could be refunded using the API), which would allow you to validate sellers to make sure that they had a verified account before signing up.
Hope it helps if anyone else has any experiences of this and how they handle it I'd love to hear.
Jason Dainter
Eco Market
In my experience, in adaptive payments, (in particular chained payments) you need this environment:
a) the app holder/developer must have a registered and verified paypal business account (the premium account is ok too but not the personal)
b) the recipients must have a business account
if the amount doesn't exceed the limits it is ok if it is not verified too but if the amount exceeds the limit you'll have a problem in the chain.
c) the sender must have a paypal account, a simple personal account will fit.
Sometimes (rarely) happens that one payment fails due to restrictions on the sender email. The most frequent case I saw this happens was when the sender made a preapproval with one e-mail and then, before the preapproval was payed, he/she changed the e-mail in his/her paypal account. Silly but paypal has no control on this environment.
Hope this is helpful for you.
Cheers, Fil.
Genoa, Italy

Handling Paypal transactions as a third party, not sender or recipient

I need to be able to initiate transactions between two unknown parties via Paypal, say donor and recipient, without ever having to be exposed to the money itself - is this possible?
Basically, I want a donor to be able to click the donate button, fill in the amount and then be passed to Paypal to verify their details. My site will also supply the recipients account details to Paypal so the money goes directly to them rather than to my Paypal account. Essentially I want to enable transactions without having any legal or tax responsibilities for the money.
This needs to happen for an unlimited number of donors and recipients.
Can I do this? Paypal haven't been very helpful at all.
I am sorry to hear that you feel PayPal hasn't been helpful at all, but there are many resources at your disposal. It sounds like you have just not been asking the right person, or asking the right questions. Customer service for large corporations are difficult to traverse, but there are many people at PayPal who would have been easily able to answer your questions.
I always say this, though i'm not sure how many times on this forum: It is possible to do whatever you want with PayPal. Give me your idea, I will give you the way. Whatever you want to do can be done with the right coding.
You can use Website Payments Standard (WPS), and you would only need your merchant's email address to create buttons that go to their account. (set the business variable)
You can also use third party API calls for Website Payments Pro (WPP) and Express Checkout (EC) to process direct credit card transactions as well as PayPal payments via API for your merchants. (set the subject variable to the seller you're submitting the API on behalf of)
As for not having any legal or tax responsibilities for offering the service of payment connectivity (marketplace functionality) between sellers and merchants: IMHO you are dreaming. However, you will want to contact your local legal and tax representative to ask what liability you have. Though this should go without saying; this is StackOverflow, where you should ask questions regarding programming, not tax and legal advice.
Your tax and legal concerns are separate concerns, irrelevant to the technical question of whether it is possible to do what you want with PayPal or not.