We want to pay to our customers on their bank accounts internationally as per their services to us. My questions are:
Can Paypal do that?
Do they have APIs that provides such functionality?
The PayPal APIs that send money facilitate PayPal Account to PayPal Account payments but not direct to Bank.
Some Products that support PayPal to PayPal are these:
- Payouts: https://developer.paypal.com/docs/payouts/
- Implicit payments with Adaptive Payments: https://developer.paypal.com/docs/classic/api/adaptive-payments/Pay_API_Operation/
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Is there a payment gateway (API), that makes customers pay in USD and provides you the payment in a desired cryptocurrency, like Ripple?
Or is there an other way to collect payments on a website and convert them to CCs in an automated way via API calls or so ...
PayPal doesn't support this type of transfer. When you get the payment from your customers in USD, the amount will credit to your PayPal account balance. You will need to withdraw the PayPal account balance to a local bank account.
At my company, an internet platform, we have a set up with Paypal adaptive payments allowing merchant across the world selling digital goods to local and international buyers, with a fee sent to us via adaptive payments.
According to PayPal's documentation at https://developer.paypal.com/docs/classic/products/adaptive-payments/
"You can use Adaptive Payments in any country where PayPal is accepted."
We have now had reports from potential merchants from both India and Georgia stating that they cannot make the connection to our service work with the PayPal accounts.
Am I missing something? Shouldn't it work with a simple PayPal account in these countries or do the potential merchants needs any special approval from Paypal or are there other prerequisites?
I'm developing a mobile app and a website that allow the user to pay for a good. I need to split the payment in two parts, one to the seller and one to the market owner.
I thought of using Braintree for allow the user to choose to pay with credit card or paypal, but I know that the Braintree Marketplace is available only for merchants in the United States as writed here: https://developer.paypal.com/docs/marketplace/
So I have read that I can use the Paypal Adaptive Payment for split a payment, but I know that Adaptive Payments is now a limited release product. It is restricted to select partners for approved use cases and should not be used for new integrations without guidance from PayPal. It's writed here: https://developer.paypal.com/docs/classic/adaptive-payments/integration-guide/APIntro/
Then I thought of using Braintree sdk for let the user to pay the entire payment to the market owner account, and then using Paypal Payouts api for send a part of the payment to the seller's paypal account. But in this way I will pay the fees two time. It's right? https://developer.paypal.com/docs/integration/direct/payouts/
So, what is the best way for European merchants to split a payment using Braintree / Paypal?
It seems possible to send peer to peer payments using Adaptive Payments. For example, between two email addresses. This is free using the paypal app but is it free to do with the API?
Exactly, The PayPal Adaptive Payments APIs allow you to set the payment type as PERSONAL so that if the user's payment is funded by a bank account or by PayPal balance, there wouldn't be any transaction fee.
Check the API specs here: Adaptive Payments - PAY
Yes, you would use the Pay API with the PaymentType set to PERSONAL.
I am building a project that might be a bit complicated and I have to use paypal for this.
There are many users in the app and they can be receivers, payers or both. The receivers/sellers provide certain services and the payers have to pay their sellers monthly. So if the user agrees to pay, the paypal will charge him monthly and automatically. The users need to register as paypal member and get authorized from paypal beforehand so I can use their emails for the transactions in the app.
I am thinking of using paypal express checkout with recurring apis, but I am not sure if it is the right decision and no clue if it is working. Any suggestions? thanks.
You could use either Express Checkout, Subscriptions w/ Website Payments Standard, or Enhanced Recurring Payments w/ Website Payments Standard. Either one of these would allow you to set up recurring payments. Enhanced Recurring Payments is the only one that would have a monthly charge associated with it. Express Checkout and Subscriptions w/ Website Payments Standard would not have a monthly charge. However, Enhanced Recurring Payments allows the buyer to sign up for a subscription without having to have a PayPal account, and they can just use their credit card. Express Checkout and Subscriptions w/ Website Payments Standard require the buyer to have a PayPal account. They can still be billed via credit card, but they have to have the credit card attached to their PayPal account. The subscription would bill the PayPal account, and the PayPal account would pull the funds from the credit card on the account.
With a PayPal account, your users can receive or send funds based on the country these accounts are located in.