What we expect are buyers can pay with credit card without having PayPal account.
But there is a conflict in Paypal documentation system we not really understand:
1, As the document "SetExpressCheckout API Operation (NVP)", we must set SOLUTIONTYPE option to "sole".
https://developer.paypal.com/docs/classic/api/merchant/SetExpressCheckout_API_Operation_NVP/
2, In the document "Express Checkout on Mobile Devices", they said that "SOLUTIONTYPE" must be set to "mark".
Does that means, in mobile web, Paypal does not allow to make payment without Paypal account? I think no, because with "SOLUTIONTYPE" set to "sole", we can pay with Credit card in almost cases.
What is the right way to do here?
Thanks for your advice.
SOLUTIONTYPE=SOLE works on a mobile Express Checkout flow.
Mark is done to override the PayPal website Preferences settings of 'PayPal Account optional' which is equal to 'Guest Checkout' (credit card option) PayPal Account is Optional
When this feature is turned on, your customers will go through an
optimized checkout experience. This feature is available for Buy
Now, Donations, and Shopping Cart buttons, but not for Subscription
buttons. PayPal Account Optional: [On] or [Off]
The right way to do is according to what 'you' want to do; you can send
SOLUTIONTYPE=SOLE to allow guest checkout with Express Checkout as
this payment method is mobile optimized for you and will not hinder
the payment options
Related
We are using the adaptive payment API to setup a payment between 2 of our users. The receiver user has a paypal account, the source (the one who pays) doesn't. We don't use any chained or parallel payments just simple tranffer from A to B.
We'd like to allow the source to pay with credit/debit card. The problem is that in some cases its allowed, and in some it isn't.
We found this document about the subject but it looks outdated, since in the limitations section it says:
Cannot be made to a personal or un-registered PayPal account
I have a personal account and it works with that but with my colleague's personal account (different country) it doesn't.
Not available if the API caller passes an email address in the request
envelope.
This is very vague. Pass where? We use the email address in the pay request but it works in some cases.
Could anyone give some up-to-date info about this subject?
Guest payments are only made available to certain countries no matter which PayPal product you are using (PayPal Payments Standard, PayPal Express Checkout, Adaptive Payments). So if a buyer is in a country that requires a PayPal account, then they will only see the option to "Login to PayPal" or "Create Account" when they land of the PayPal checkout page. Unfortunately there is not a list of countires in our documentation to show which countries allow guest payments and which don't.
Here are my findings together with PP_MSI_Colin's answer:
Documentations
Guest payment - integration guide (UI is different now)
Guest payment - adaptive payment
Account optional settings
Requirements
Upgrade to business or premium account.
Make sure the email address is verified.
Make sure that on this settings page the Paypal account optional setting is ON.
Limitations, exceptions
In EU, this option is limited to 10 payments/card
In some countries (tested in Hungary) a personal account can also receive guest payments.
In some countries it is always disabled. No official list found.
Logic
Even if it is enabled for a user, it is up to Paypal if they show it or not. Where its enabled it also depends on the paying user. If Paypal finds (from cookies, etc) that the user has a paypal account they don't show credit card option. To test it try to pay in an incognito window. PayPal’s fraud prevention measures can also cause the guest checkout to not be displayed in certain scenarios
Limitations for making guest payments via PayPal adaptive payments are documented here:
Guest payments cannot be made to a personal or un-registered PayPal account
I have setup the express checkout process integration in asp.net mvc. When user is redirected to paypal website after submission, there is only option to login using paypal or sign up new account. There is no option to pay using credit card ?
Am i using right API for this?
By default Express Checkout is for PayPal accountholder payments; originally you would pair this with some other product for credit card payments (such as collecting the card information on your site and calling PayPal DirectPay or some other card processing partner).
PayPal also has several somewhat-similar products that collect the card information on their site (so you don't have to) and do that as well as accountholder payments; these vary in whether they end up giving you access to the credit card information (more flexible, but means you have to safely handle the card information and meet industry regulations, including vetting) or you do not ever see the card, just the money (simpler). This is often called some form of "guest checkout."
And eventually PayPal did add a guest checkout option to Express Checkout called "Account Optional." So you can use Express Checkout and get a guest checkout experience. See this link:
PayPal: express checkout pay without account
So in short you can get this from EC if you configure things for it, although some other PayPal products might be a better fit depending upon your particular requirements.
The documentation is very unclear as to whether I have to offer an alternative way to pay with a credit card in addition to offering PayPal, or if I can make PayPal the sole means of payment. I have bought from plenty of websites that offer only PayPal, yet I keep seeing language in the docs that suggest Express Checkout has to be offered along with a credit card option. How do I offer only PayPal as a payment option?
PayPal originally required that if you used their Pro (credit card) products you also had to offer Express Checkout (although the reverse as you seem to be reading was never required). Because this was the intended usage, the first versions of Express Checkout did not support any form of guest checkout (way for a buyer to pay without setting up a PayPal account).
This is all ancient history by now, and you can integrate in an Express Checkout style (SetExpressCheckout/DoExpressCheckout calls) and still have "guest checkout" on PayPal pages without having to implement direct credit card billing on your site. PayPal is delighted to have you send all your customers to them :), thus freeing you from ever having to deal with credit card information.
I have a website which is using PayPal Express Checkout as a payment method.
It was working for 2 years without a problem but yesterday I noticed that the payment options are changed before there were 2 payment option presented to the user
Login and pay with PayPal account.
Do not have PayPal account pay by credit/debit card.
But now the second option is replaced by Create a PayPal account. There is no option to pay without having a PayPal account.
I have not changed anything.
Anybody knows why the Pay by credit/debit card is gone.
First make sure in your Paypal/Sandbox account the PayPal Account have
Optional: ON
Go to -->
PayPal account's Profile -> More Options -> My Selling Tools -> Website Preferences screen.
And then set SolutionTypeType to Sole while making request for setExpressCheckout this will enable the option to Pay with your debit or credit card.
And you are done :)
What I know is earlier when you pay with credit card on paypal using express check out API it also create an account for that user and let user process different things like link bank account with paypal or credit card payment.
It is default behavior of paypal express checkout according to their new View
PayPal displays different options for Express Checkout depending upon the COUNTRY selected (it will detect your IP address and set the country if no country is passed to the page). eg Indonesia (etc) forces you to create a Paypal account whereas USA (etc) does not (and provides other options).
Just as the question title explains - when using paypal standard, is it possible to keep the user on site instead of directing them to paypal to log in and authorise the payment.
With Website Payments Standard (the regular HTML-based 'Buy now' / 'Add to cart' buttons): no. This is not possible.
You'll need to integrate with an API-based solution such as Adaptive Embedded Payments or Express Checkout for Digital Goods if you want the buyer to remain on your site and still pay with PayPal.
It may provide a better purchase flow if PayPal could be integrated into your website, but would users know they're actually logging into PayPal and that their user id/passwords are not being compromised?