For a new project I want to get rid of paypal subscriptions as users tend to subscribe multiple times and then dispute all payments.
Instead I want to use reference transactions to bill the clients when necessary.
Now with the regular checkout or subscriptions users didn't have to have a Paypal account to purchase. They could just enter credit card details and start the subscriptions.
With reference transactions I can only see a paypal login page where a user gives permission for the reference transaction.
Is there a way to enable reference transactions for users without a Paypal account that just have a credit card? Or is there something similar that could achieve this?
In order to use Reference Transactions PayPal Accounts are required and not allowed for Guest Checkout option (no work around).
The alternative to this would be to upgrade using Payflow APIs where a PNREF is used in this scenario on future payments. Or BrainTree's future payments using vault. These options are direct Credit Card processing only.
Recap - PayPal accounts needed for PayPal Reference Transactions
Payments Pro has a reference transaction system. Typically you run an authorization for $1 and then void it. Then you can run a reference transaction on the previous transaction ID.
Payments Pro is a subscription service.
Related
I am using Paypal for payments in my software. According to recent announcements from Paypal, /payments end point is deprecated and will not be working anymore. So they have mentioned in their API docs to use BrainTree for payments.
So I created a sandbox account for Braintree and link my Paypal account with it. Both accounts are in Sandbox mode.
According to following documentation, these accounts will not share data because these are in sandbox mode.
https://developers.braintreepayments.com/guides/paypal/testing-go-live/ruby
I have some queries regarding this, which are mentioned below:
Will these accounts share data with each other in live mode ?
If they share data in live mode then,
On Braintree, customer creation is required but on Paypal there is no requirement of creating a customer to make payment through card. So how they will share this data ?
Will they share cards details also? If yes, then Paypal returns card id which is used for transaction and Braintree returns Payment method token for each card to be used for transaction later. Will these details will also be shared ?
How amount can be refunded from Braintree ? Is there any end point for this ? Or for refund I need to use Paypal refund api ?
So, these are some questions which are striking my mind. If anybody can answer these queries, it will be very helpful for me work on Braintree.
Thanks!
In my website, I am using Braintree payment gateway for both card payments and PayPal transactions with auto renewal subscriptions.
i am creating the customer and storing the card in Braintree vault for auto renewal..
also using the same customer id for that customer PayPal transactions (if happened)
before proceeding the payment, just need to check for active subscription, for both auto renewable and auto renewal cancelled and still expiration date is due subscription existence.
is there any predefined methods for verifying that one with .net code?
I am new to payments, is there any recommended git projects available? so that it would helps a lot
thanks in advance.
It sounds like you want to find active subscriptions for a given customer. According to this answer, "customers have a credit_cards array, and each credit card has a subscriptions array."
With that in mind, you can iterate through each credit card to grab each subscription. Once you have all the customer's subscriptions you can check their status. Here are the relevant Braintree Developer Docs links for .NET:
customer.CreditCards
creditCard.Subscriptions
subscription.Status
You can get a customer by id with the customer.find(id) method. It will return the customer with a paymentMethods property which contain the subscriptions associated with it.
I've had an NVP integration running for a year, and it's been great.
However, PayPal have now changed the page my customers see and the new style forces a user to create an account.
My customers are older people and don't want to sign up for an account. Previously they didn't have to
Is there anything I can do to make this optional again?
Thanks
It's important to remember that Guest Checkout feature for Website Payment Standard and Express Checkout is not guaranteed for every transaction.
To control the risk for merchant, PayPal may close the guest checkout function for some special countries or districts buyers and the buyer will be asked to create a PayPal account.
If possible, please consider using the PayPal Payment PRO product line, where merchants can accept Credit Card directly within their own website.
I am making a system in which user permits pre-approval of amount. I've used pre-approval with chained payment. But the problem is that my customer gets redirected to PayPal site and also he/she must have a PayPal account or need to create one. So can i make pre-approval payment using PayPal website payment pro? So my customers will not get redirected to PayPal account. And the process becomes more fast? Note :- I don't want to use authorization and capture method. Thanks.
Edit
One more question :- If i make the website in the UK and the currency in GBP, can I still use the American Paypal account for this?
Auth and Capture is what you're asking for, but then you say you don't want it..?? That's what gives you the functionality you're after, though.
You could do a $0 auth and then run DoReferenceTransaction when you're ready to process the payment as opposed to capturing an actual auth if you want.
Those are your only options when working with Pro, though, and it would give you the same sort of preapproval experience for the buyer.
Here are the steps to accomplish what you're after.
Use DoDirectPayment to run a $0 Authorization (card verification). Users will enter their credit card details directly into a form on your site without any redirection to PayPal (and without any knowledge PayPal is being used at all unless you notify them some way.)
Save the transaction ID that you get form this card verification into your transaction history for the customer in your database. This ID is what will be used to process future payments using that credit card.
When you're ready to process a payment for this customer, pull the ID out of the database and use it with a DoReferenceTransaction request to process any amount you need to.
So the card verification is your preapproval, and then running reference transactions are the same as running Pay requests with a Preapproval key. Both methods accomplish the same thing, but one is with direct credit cards and the other is not.
If you're using PHP you can use this PayPal PHP SDK to make all of the API calls very quick and easy for you. If you're using some other language then there are SDKs available for those as well I'm sure.
Please correct me if i am wrong, #Andrew Angell #Ved Pandya
Auth and Capture or Capture payments later method allows you to do direct payment, but it comes with additional charges, which might not suitable for crowdfunding model as refund/ cancel payment is very frequent
Auth and Capture: You are required to pay $0.30 for each "Card Verification Transactions"
Capture payments later: You are required to pay $0.30 for each "Uncaptured Authorization" that you triggered
https://www.paypal.com/us/webapps/mpp/merchant-fees
my requirement is to store users credit card information to pay-later. whether there is any option in paypal to store users credit-card information and pay it later or is there any options for this in any payment methods
Auth.Net's CIM is a viable option, but it is not a standard feature of an Auth.Net account and requires an extra fee each month to use. Depending on the PayPal payment method you're using, you can get a similar feature for free through reference transactions or billing agreements.
For up to a year after processing a credit card payment at PayPal, you can generate a follow-up reference transaction that uses the same payment details previously used to capture new money. If your customer paid using a PayPal account balance, you can establish a billing agreement that lets you charge their card at an arbitrary time in the future as well.
As far as I know, neither one of these features requires additional payment on your behalf. You just have to have a PayPal account that supports the API you want to use and know how to integrate it.
Yes. You would need to the use Authorize.Net's Customer Information Manager (CIM) API which allows you to store payment information as a payment profile on their server. You can then charge against it at any point in the future.