What is the difference between Paypal Business and Paypal Enterprise? - paypal

As a new developer, I found there are two very similar types of Paypal from Paypal Developer's page: https://developer.paypal.com/home/
For Business and For Enterprise (I understand For Marketplaces and Platforms is meant to be used entirely different use casaes)
I saw "Manage Risk" under for Enterprise -- that seems to be the only difference from For Business -- but even a small business needs to manage its risk, doesn't it?
Can someone give me a high level explanation, when should I use For Business and when should I use for Enterprise from the following perspective?
how much extra functionality does for enterprise offer comparing to for business?
how much extra complexity for the developers to implement the integration comparing to the later?

It's a matter of scale. The product offerings in the Enterprise section aren't designed for or marketed toward small and medium sized businesses. What exactly that means, and whether there might be a particular exception to something you need, will vary.
If you have to ask whether the Enterprise section applies to you, it doesn't.

Related

Handling royalty fees payments when trading semi-fungible SPL Tokens

We are building a Solana based application which will mint Semi-Fungible tokens (for Fungible Assets) let people trade them.
What we want next is to add metadata to this mint through which we are also going to set the creators and the seller fee basis points for royalty payments. We know how to do this and we have done it.
Anyway, the problem is the following: all the docs available on Metaplex we’ve seen are revolving around NFTs, Master Editions, Printing Editions, Auctions, etc. - which is not the case for us as we need to mint more than one token from the same mint.
The most important thing is to manage to benefit from the royalty fees each time shares are being traded on the secondary market. So we don't need auctions, vaults or other mechanisms like these.
Initially, we were thinking about Serum, but we don’t know whether
Serum also takes care of transferring the royalty fee to the
creators when the funds are settled.
After Serum, we’ve looked at the examples in the Metaplex
documentation about Metaplex Storefronts, but, as I said above, that
was really focusing on NFTs, Master Editions, Printing Editions,
Auctions, etc. - which don’t seem to fit our use case of Fungible
Asset. Maybe can this be customized for our Fungible Assets use case
somehow?
Would you be so kind to help us clear up a little bit what approach is the best for our use case and our needs?
Serum v4 (not released on mainnet yet) does support Metaplex royalties (see this commit). It should be released on mainnet in the coming weeks/month.
I am not aware of any other smart contract on Solana which supports this feature. However, you could probably create your own fork of an open source AMM and add a logic similar to the commit above.

Is it okay to use Flutter for Hipaa compliant app?

I am working on deciding the technology stack for one of health-related application. We are targetting for HIPAA compliance for the same.
Definitely Native is a good option but I am looking for cost-effective option from development as well as maintenance perspective that's why looking into Flutter Framework. It is satisfying most of the functional as well as technical needs.
I need answers of,
Is there anything inside Flutter framework itself which is not compliant with Hippa?
Any challenges that I can't see at this moment but people have faced in compliance?
Popular third parties not to be used like Firebase, Crashlytics etc? Definitely, at the time of adding new package we will do analysis then we will add it.
Short answer (first bullet): Yes, you can use Flutter in a way that complies with the HIPAA Security & Privacy Rules.
Long Answer (second bullet): You can also use it in a way that violates those rules. At the risk of pedantry, you're asking the wrong question. HIPAA applies to Covered Entities and Business Associates, not to frameworks or applications. A better question is "Is my company HIPAA Compliant?" which means "Have we implemented the 54 safeguards of the Security Rule in a reasonable and appropriate fashion, and are we using and disclosing PHI in ways permissible under the Privacy Rule?"
Third Bullet: If the third party is handling ePHI, they will need to sign a Business Associate Agreement (BAA) - no matter how popular they are. Google's an odd case in that they'll sign a BAA for some, but not all, services. Here's the full list .

What the paypal adaptive payments future will be?

More than a question this is going to be a long story and a call for all those professionals, developers and merchants that are actively using paypal adaptive payments (preapprovals and chained).
I (and my team with me) strongly think that adaptive payments are and have been a great solution.
Since we adopted them in late 2012 we immediately understood the potential and the flexibility of this great set of APIs. The adoption of this APIs in Italy was something like a nightmare in those times. No docs in italian, no support in italian, everything was done in english with one great support person of paypal in Dublin following us in the integration at the phone :) We were pioneers in our country but at the end we finally had our flows done.
Preapprovals + chained payments and the world can be in your hand.
We could do almost anything and this was what we did. A great platform for buying groups that in those last year is expoloding in our country. Today we have dozens of active and happy users (thousands we brought to paypal) and almost one houndred very selected merchants that we've followed step by step with the paypal team in the limit removal nightmare stuff. One, by one.
And here comes the call.
How many are we using them and what will be the future and possible migration solutions?
As almost all of the users of adaptives knows those APIs are well functioning but deprecated since few years. This means that nobody can start new integrations with them but, worst of all, that all those that are actively using them - like us - still don't really know what the future will be. I'm fairly certain that we can't be alone. I'm almost sure that there are other businesses, merchants, developers who have built great ideas relying on those APIs and now that we've given soul and blood for years putting all of our efforts in developing, optimizing, updating and growing our platforms and our communities, we're at a crossroad: to wait and hope or to look for alternatives.
On an app owner view, there's no understandable reason why paypal should shut off those APIs and, infact, till today, fortunately we've heard nothing about a sunsetting of those APIs, however we all know that they have been deprecated and any of us can safely say that there won't be a sunsetting or a forced migration in the future.
So, why don't we start joining our voices to have clear, understandable and certified roadmap and / or plans around this topic?
Talking with the commercial team in Dublin, they say that everything is ok with adaptives and they will continue working for a long time (and this would be great) but, on the other side, talking with the MTS team the view is a little bit different and no so enthusiastic go on mood in the air. Most of all because of the introduction of the PSD2 Directive in Europe.
As many in the European market should have heard, in the last few months another big concern (investing everything in the payments industry) is the PSD2 compliance and maybe just for this directive that the future of adaptives could be involved too.
Adaptives unfortunately are not PSD2 ready and the hope that paypal will put efforts in making them compatible while it is a deprecated solution is very thin.
The strong customer authentication, mandatory in the new rules schema would force the tech team to update all their products but, always on the merchant / app owner / user view, it seems more plausible that paypal will put the more efforts in the new products instead of renewing the old ones.
However, adaptives are both:
a great solution used by a lot of merchants (again, how much we are?!) in the world continuatively draining new users and merchants (for free) to paypal (just for how the adaptives and preapprovals works, in many cases you're forced to open a paypal account and all we app owners have done this for years);
an easily adjustable tool to be PSD2 ready
We're now in a "grace period" for PSD2 and that to make Adaptive payments complying with PSD2 directive wouldn't be so hard: preapprovals are the CORE and if you add a strong customer authentication to the preapproval flow the great part of the job is done. Chained payments made direclty at the presence of the user too, just adding a strong customer authentication should fit the needs and server to server chained payments sould fall in the MIT (merchant initiated payments) that seems to be out of the object of the directive.
Forcing migrations, on the other hand, would result in loosing a lot of customers, merchants, app owners that for some reason can't change the architecture because of the specific business model or because they don't find real concrete solutions in alternative APIs. Fixing it appears to be a better solution.
The call to all the adaptive payments users is to join this conversation and bring your thoughts, just to see if we're alone or if we're a lot with the same issue at the door.
An enthusiastic and happy adaptive heavy user and owner in Italy.
Cheers, Fil
In planning for the future, the best approach would likely be to put together a list of your platform's requirements and expected volume, and contact PayPal regarding: https://developer.paypal.com/docs/commerce-platform/
You can also look at other options
I don't think anyone knows exactly how long Adaptive Payments will remain available as a legacy service for existing integrations, but I would expect it will be long enough for you to set up a new one that users can migrate to

PayPal REST API Adaptive Payments

Does anybody knows when this feature will be supported by REST API? I'm really like PayPal REST API, but this feature is very important to me and I believe to many other developers
Thanks
I can't officially speak for PayPal, since I have not worked for them in over a year (and wasn't an official spokesperson then either). However, since they almost certainly won't give you an official answer let me say what I can to help you:
Adaptive Payments (AP) is a product line, not a feature. AP is a bundle of features and behaviors, with an interface designed almost 10 years ago now (before the world converged on REST-style APIs).
PayPal's REST APIs, while named after an interface technology, are in fact also a product line, not a feature. A different product line from AP, with a different set of behaviors and features.
So AP being supported by PayPal's REST APIs is like saying "when will the Chevy Tahoe be supported by the Chevy Equinox"? Wrong question.
However there are two things that PayPal could actually do:
1) update AP with REST-adherent versions of the existing AP APIs. These would not be PayPal's REST API product, but the AP APIs reskinned. However, IMO the chances of this are near-zero for a variety of reasons. Don't hold your breath (or your development) hoping for this.
2) Improve the REST APIs by adding more features that AP currently has but the REST APIs do not. This is quite likely to happen, as part of the incremental improvement of the REST APIs, which PayPal wants to use as one of their primary going-forward integration paths (secondary in importance only to Braintree-based integration paths, if any).
If you can enumerate the specific features of AP that you want to see added to the REST APIs, let PayPal know. They likely won't promise dates for future feature deliveries (unless you are a strategic partner contracting with them to get those additions), but they are definitely actively working through a roadmap of REST improvements.

Shopping cart framework that supports multiple vendors?

I'm searching for a shopping cart or web store framework that supports multiple vendors.
There are many, many shopping cart frameworks out there: that page lists couple of hundred. In spite of the comparisons on that page, supporting multiple vendors isn't a comparison item, probably because it's a rare requirement. Separate to that page I have evaluated a few of what appear to be the top frameworks, and none that I evaluated supported this feature. Which carts would you recommend?
Commercial is okay, although I would prefer open source.
Platform (Windows, Linux, ASP.Net, PHP, Ruby... Minix, Fortran... :)) doesn't matter.
A system
where I manually add vendors who request it (instead of them freely
being able to sign up) is also okay, if there's a store where that's
possible but freely joining up isn't built in yet.
Rationale: I'd like to create an app-store like website. "App store" is a close analogy: it won't sell apps, but it will sell digital goods and I'd like anyone to be able to sell their item on the store. It's this second requirement, multiple vendors selling through the store, that I'm finding hard to satisfy.
I've used multiple shopping cart frameworks (a lot of them broken), and my favorite (which just so happens to support multiple vendors) is PrestaShop. It's free, open source, and suppports all that you asked for. Is this the framework you were looking for?
-JXP
The Wikipedia page you cited lists multiple vendor support as a column in Other Features, along with features that are pertinent to your search.
This question otherwise requires domain knowledge and likely requires multiple answers. The best I can do is offer the bounded set of software that competes directly within this space, at least according to Wikipedia.
The easiest solution for achieving your stated goal of allowing multiple people to sell on your site while exercising fine-grained control of who can and cannot do so is perhaps using WPMU's MarketPress in tandem with BuddyPress or WordPress Multisite. I'm not a die-hard fan of WordPress, per se, but that might be an expedient way for you to get to a minimal viable product and to validate your idea before shelling out the time and/or cash to custom build it from the ground up, and/or labor ad nauseam with tweaking an existing framework. MarketPress is a good plug-in that'll give you many of the features of a full-fledged e-commerce framework... BuddyPress, of course, will allow you to set up individual vendor's with their own sites under your brand. The two work together. More on MarketPress at:
http://premium.wpmudev.org/project/e-commerce/installation/
Another alternative is Jimdo's PagePartners. I haven't used it, but it looks intriguing. I like their design sensibilities, and their stated business ethos. This might be a viable option, too. The caveat being: it's not white label. More info about Jimdo's PagePartners here:
http://www.jimdo.com/pagepartner/faq/
Finally, another interesting CMS to explore is SetSeed. I think it'll allow you to launch multiple sites for each vendor via a central hub you control, and will allow you to maintain your branding within each. How, the,n any sort of renumeration would flow back to you for setting up an individual vendor's store would be up to you to figure out... This is a fairly new CMS and it looks like it's evolving smartly and rapidly. If you require some customization of it, to approach more specifically what you ask for, now might be a good time to reach out to the developer...but you might be able to think of an effective way to adapt it for your use right out of the box.
http://setseed.com/multi-site-cms/setseed-hub/
Unfortunately, none of the above is open-source--but, again, the ease by which you could get to a functional site approximating your idea may off-set that drawback. Jimdo is an open-source contributor, however. So, maybe even an e-mail to them might be a fruitful dialogue to begin. If anything, check out each of the above, and it may influence how you search for other solutions, and will at least provide some models in your own thinking or with other developers. The shopping cart is an integrated feature, I believe, in all of the above cases. With regard to giving your vendors the capacity to deliver digital goods (e-books, mp3s, etc.), check out Fetchapp.com. Very cool app. Very easy to set-up...could probably be rolled into one of the above frameworks. The frameworks would handle the issue of individual vendor profiles and/or sub-domains.