Does PayPal have APIs for various restricted operations? - paypal

Like the following:
Withdraw money from PayPal
Send money or payments
Pay using PayPal
Receive money or payments
Refund money to customers

Strange question, but as best I know:
Withdraw to a bank? No
There is the Payouts API
PayPal Checkout?
PayPal Checkout? With or without a payee set?
Who received the payment that is going to be refunded? Yes there is an operation that depends on the API used to receive the payment, but it is a matter of having permissions to execute it. You can refund payments to your own account of course.

Related

Is it possible to send an ACH payment directly from a US bank account to a PayPal account?

Is it possible to send a payment through PayPal, where the payment originates as an ACH payment, and then is sent to a PayPal account holder, without having to originate the payment from a PayPal account?
Put differently — we would like to send a payment to a PayPal account holder, without first having to pull the money into our own PayPal account. We process payments via ACH, and we'd prefer to not have to deposit the funds into our PayPal account before transferring them to the destination PayPal account. We'd prefer to be able to deposit them directly into the PayPal account.
Is that possible?
The only way to do that would be to have a 3rd party user add your bank account to their PayPal account so they could submit deposits directly into their PayPal account from your bank. I'm guessing that's not what you're after.
If you simply submit a regular PayPal payment, though, while it will technically flow through the PayPal account it would go directly to the receiver's PayPal account instantly as long as you have a credit card associated with your PayPal account. This is much faster than ACH and protects your bank account details from receivers as well, so that's really what I would recommend anyway.
The only disadvantage I can see to having it flow through PayPal is may an additional entry for your accountant to deal with in the books (transfer from bank to PayPal, then payment from PayPal to vendor) but that is not a very big problem. The advantages far outweigh that in my opinion.

How can I make a paypal payment to a site user in D7? (How to SEND money to a site user through Paypal?)

How can I make a paypal payment to a site user in D7?
Currently I use commerce and commerce_paypal with express checkout. Is there a way to do these payments without installing any other modules?
I have already created a 'paypal account' field on user profile as I definitely need a paypal account to send payments to I'm looking for the rest of the solution.
You can use MassPayment API or Implicit send money from Adaptive Payments.
Masspay API helps to send money from your PayPal account to multiple receivers.
Implicit Payments is that, in which your application is both the sender of a payment and the caller of the Adaptive Payments API. You would need to create a application at apps.paypal.com to acquire this feature.

using paypal express checkout API to handle payments for third parties?

i am creating a small marketplace where sellers can sell their products and receive payments to their PayPal account directly from the buyer.
i've previously been using "website payments standard" but am looking to switch to the express checkout API to generate a one-time payment token each time someone purchases something and which then allows buyer#email.com to send a payment directly to seller#email.com without the involvement of my PayPal account.
is that possible?
i've only found one option in the documentation at https://developer.paypal.com/docs/classic/api/merchant/SetExpressCheckout_API_Operation_NVP/ called "PAYMENTREQUEST_n_SELLERPAYPALACCOUNTID", but is that the correct way to send the entire payment from the buyer to the seller without any amount going to me?
also, do i NEED to have my own "USER" and "PWD" to generate an API token each time if I am receiving no payment mysefl?
Think you are looking for Adaptive payments.
Adaptive payments handles payments between a sender of a payment and one or more receivers of the payment. You are an application owner, such as a merchant that owns a website, the owner of a widget on a social networking site, the provider of a payment application on mobile phones, and so on. Your application is the caller of Adaptive Payments API operations.
So, in general if you want to act as API caller and to felicitate the money transfer between buyer and seller, Adaptive payment is the way to go.
Steps to go live with Adaptive Payments

Payment Adaptive payments, implicit payment fee

I want to know if there is any fee to make Implicit payment using adaptive payments to other paypal accounts in the same country.
User can buy product from my app using Credit Card through a third party gateway or paypal.
2nd part of my application will distribute commission to multiple merchants who also have paypal account of the same country.
From what I understand its free to send money from senders paypal account in this case the api owner to another registered paypal account of the same country.
Is my assumption correct ?
Hussain
There is a parameter in the Pay request called feespayer that you can set to specify who pays the fee on a payment. Possible values are SENDER, PRIMARYRECEIVER, EACHRECEIVER, and SECONDARY ONLY.
See the Pay API reference for more details.

Which API I should use for Paypal when I have many receivers and payers

I am building a project that might be a bit complicated and I have to use paypal for this.
There are many users in the app and they can be receivers, payers or both. The receivers/sellers provide certain services and the payers have to pay their sellers monthly. So if the user agrees to pay, the paypal will charge him monthly and automatically. The users need to register as paypal member and get authorized from paypal beforehand so I can use their emails for the transactions in the app.
I am thinking of using paypal express checkout with recurring apis, but I am not sure if it is the right decision and no clue if it is working. Any suggestions? thanks.
You could use either Express Checkout, Subscriptions w/ Website Payments Standard, or Enhanced Recurring Payments w/ Website Payments Standard. Either one of these would allow you to set up recurring payments. Enhanced Recurring Payments is the only one that would have a monthly charge associated with it. Express Checkout and Subscriptions w/ Website Payments Standard would not have a monthly charge. However, Enhanced Recurring Payments allows the buyer to sign up for a subscription without having to have a PayPal account, and they can just use their credit card. Express Checkout and Subscriptions w/ Website Payments Standard require the buyer to have a PayPal account. They can still be billed via credit card, but they have to have the credit card attached to their PayPal account. The subscription would bill the PayPal account, and the PayPal account would pull the funds from the credit card on the account.
With a PayPal account, your users can receive or send funds based on the country these accounts are located in.