I am a student doing a dissertation on GWT. I want to include google checkout in my application. Do i need to have bank account or similar issues to include, how can i proceed??
For demonstration and/or testing purposes you can use the Google Checkout "sandbox environment".
The sandbox simulates transactions using "test" credit card numbers and offers the exact same functionality as the production Google Checkout system, except no money is involved. No bank account is required as these are not transactions involving real charges.
http://code.google.com/apis/checkout/developer/Google_Checkout_Basic_HTML_Sandbox.html
https://checkout.google.com/support/sell/bin/answer.py?answer=134469
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For an e-commerce site I am building, for every transaction 90% needs to go to one account and 10% needs to go to another.
It looks as though Stripe can handle this using the 'Express' account using 'Connect', but it seems this account type is unavailable outside the US (we are based in Hong Kong).
It also looks like Paypal has 'Adaptive Payments' which would achieve the same result, but it says:
Important: Adaptive Payments is now a limited release product. It is restricted to select partners for approved use cases and should not be used for new integrations without guidance from PayPal.
As this is a very small website I don't want to go through the hassle of being a 'select partner' and they probably won't let me anyway. Is there any other way to achieve this?
If it makes any difference I will be using Drupal for the store.
Since adaptive payment is a limited release product, you may want to look at Braintree Marketplace. Basically, it works just like adaptive payment where you can split the payment. For availability, you will need to contact their sales team. For more information, refer this Braintree Marketplace
I need a solution that allows UserA to make a payment to UserB. UserA is a registered account in a web service that has their information stored in the "vault". UserB has no registered account and would simply pay at checkout by entering a valid card number. The web service would take 2% of the payment that goes to I guess a separate account for the website.
I am trying to wrap my head around which payment service to use as this is the first time I am creating a service with money transactions involved. I like Braintree specifically from what I see:
Free up to first 50k (good for a small cloud based web service)
Drop in UI that handles the encryption side of thigns for me (so it seems)
My question is my solution requirements need me to seemily split up the transaction that UserB pays from a card into two places - a portion to UserA and a portion to the web service. Does Brain tree offer a solution that makes this possible as I see it is with Paypal Adaptive Payments
Just looking for a quick link to the documentation.
I think Braintree supports "Split & pay". Refer : You can designate a service fee with each transaction and Braintree will disburse the appropriate funds to you and your sub-merchant..
And Paypal of course supports Adaptive payments. Refer : Adaptive Payments
I think all you need is in the above links.
I've made already some applications with the requirements of yours, and if I was you, I would consider Paypal Adaptive payments, because through the API, you can select how you want to "split" the payment between the receivers.
check this page for the configurations : page with configs
Accept PayPal and allow direct credit card processing Non U.S. developers, please note that direct credit card processing is not offered to you when using REST APIs. Your live credentials are inoperable for direct credit card processing but your test credentials are enabled for sandbox testing.
What I understand of this is that a Non U.S. account could no process Direct Credicard payments, but they don't say anything about others payment capabilities.
So I made my application, use the REST API in Sandbox and everything works great.
No I was setting the live application and I couldn't. After reading again the Documentation I found this:
Do I need a U.S. PayPal account to sign up? To accept payments using the new REST APIs and PayPal Mobile SDK, we currently require a U.S. PayPal Business account. But stay tuned for more country support. Note that most countries can use our Classic APIs.
When I was setting the paypal application I see this note:
Important: Live credentials are disabled for some capabilities. We
require additional information from you for these capabilities as
noted below.
And this:
Accept PayPal and allow direct credit card processing Non U.S.
developers, please note that direct credit card processing is not
offered to you when using REST APIs. Your live credentials are
inoperable for direct credit card processing but your test credentials
are enabled for sandbox testing.
What I understand of this is that a Non U.S. account could no process Direct Credicard payments, but they don't say anything about others payment capabilities.
So I made my application, use the REST API in Sandbox and everything works great.
No I was setting the live application and I couldn't. After reading again the Documentation I found this:
Do I need a U.S. PayPal account to sign up? To accept payments using
the new REST APIs and PayPal Mobile SDK, we currently require a U.S.
PayPal Business account. But stay tuned for more country support. Note
that most countries can use our Classic APIs.
Some is very confuse the message, Am I or Am I not able to use an UK business account to process payments (with for example paypal balance) with the REST API?
The REST API is currently only available to US merchants. UK merchants cannot yet use the feature - sorry.
From the FAQ page on Developer.PayPal.com:
Do I need a U.S. PayPal account to sign up?
To accept payments using the new REST APIs and PayPal Mobile SDK, we currently require a U.S. PayPal Business account. But stay tuned for more country support. Note that most countries can use our Classic APIs.
I was using Paypal Sandbox for testing transactions last year using my PayPal developer account.
I just checked last week that I cannot access my old account, so I decided to sign up for a new account. However, you need now to sign up for a business account. Business account is only available to U.S. businesses (I came from outside the US).
I was hoping if you can suggest an alternative and free developer account (similar to PayPal), but with a different payment gateway.
Thank you.
How about stripe ?
Stripe
Uses a JavaScript based API to complete transactions.
Simpler to integrate with multiple platforms.
You don't need a US Business account to use developer.paypal.com.
Simply sign up via https://www.paypal.com/ for a live PayPal account, either Premier or Business, and you'll be able to log in to developer.paypal.com with it.
Note however that the new REST API is currently available for live US Business accounts only, but this won't affect the availability of other Sandbox products or functionality.
I'll look into why the messaging states that you do, because that's not correct. Thanks for pointing this out!