My website allows user to buy stuffs, and the payments will be splitted between a few people (generally 1/4 people).
So far, the processus I use is to receive the payment into one account, and then use the Paypal Adaptive Payment API to send this received payment to all the people, based on their percentage.
The problem with this solution is that the "reception paypal account" will have a lot of input/output money and will be the Achille's talon of my e-commerce (if this account is suspended, my commerce is down).
My question is quite simple: is there a way to do this automatically?
I found that if the buyer have a Paypal account, then I could directly use the Paypal API to dispatch it's payment (based on his paypal email) to the people, and that is perfect, but the problem is : what happens if the buyer doesn't have a paypal account and want to pay with, say, a credit card?
Thanks for your help!
Ok, the solution is quite simple in fact but need a complete change :
I had to forget about Web checkout and use Paypal API, do a PAY request with a Chained Payment (defining multiple receivers, with one (me) setted at primary: true). In that request, set the ipnNotificationUrl to be notified of the evolution of payments and that's it!
The response from paypal, if correct, will contain a paykey.
Then, you have to redirect the buyer to :
https://www.paypal.com/webscr?cmd=_ap-payment&paykey={PAYKEY_HERE}
or
https://www.sandbox.paypal.com/webscr?cmd=_ap-payment&paykey={PAYKEY_HERE}
Then, to be kept updated, all you have to do is send a request to Paypal containing the paykey to know the paymentdetails !
That's it !
I'll answer my question on that, looking into the Paypal Adaptive Payment API, we can see a dedicated section "Guest Payments".
It seems it's possible, but it requires all the people that will receive the money to have a Business Account or Premium account!
Well I'll add a second answer because it's more complete and slightly different from the first one.
The best way to do it quite simply is to use the Express Checkout API (SetExpressCheckout, GetExpressCheckoutDetails, DoExpressCheckoutPayment).
By using it instead of the basic "checkout" bouton with an IPN behind, it is possible to define more than one recipient that will receive the money : the parallel payment.
It's that easy!
(Now I have to rewrite all my code to implement it, yayh!)
Related
My application already receive payments using Stripe API. Once payment is received, I must pay affiliates related to the transaction. This could be 1 to many recipients.
I want to use PayPal, I want to wire an API into my application so that I may pay all pending payments by clicking a "release funds" button...clicking the release funds button would pay related recipients to their email address from a paypal account that I will keep flush with funds.
Which PayPal API will achieve this? (paying many recipients from one paypal account)
I've done a lot of research on this and alternatives. Before I spend valuable dev time on this, I need to know I'm heading down the right path so any advice would be most helpful.
thanks
The MassPay API will do it, but you'll need to get MassPay enabled on your PayPal account in order to use it. It's free, but it's just not enabled by default.
You could also look into Adaptive Payments, specifically the Pay API. In that case you would build a script that loops through all your recipients and sends payments one at a time.
I am building website which requires customer to update paypal account.
Is there anyway to check the reality of customer's account?
When my customer fill out their paypal account in my site, I want them to be directed to paypal login page to login and paypal will return the result.
Does paypal api support this situation?
Pretty much any implementation of PayPal you choose would follow the flow you mentioned.
Payments Standard would allow you to create basic buttons or create an HTML form and POST directly to PayPal to process. It would send the user to PayPal for login and approval to complete the payment. The transaction details would include the payer status (verified or unverified) as well as the address status (confirmed or unconfirmed) and lots of other details about the order.
Express Checkout is basically the API version of Standard, but it's much more advanced and open to integrate in the way that works best for your site or application. In this case, some of buyer/transaction data is available during the process within your app through API requests and responses, and then you can also get to it via transaction details after the fact just like payments standard provides.
Another option would be to use Adaptive Payments, but if you're doing a general payment of any kind you probably don't need that. That's what you would use if/when you start wanting to split payments among multiple receivers within the same transaction, setup preapproval profiles, etc.
If you happen to be working with PHP my class library for PayPal will make the API calls very simple for you.
You could do what PayPal itself does when you register. Send them a few cents and have them tell you how many when they get it. The payment itself will fail if the account doesn't exist, and telling you how many cents proves that they own the account.
I developed a Web Application that accepts payments via the ExpressCheckout API, for users to become a members.
Everything works fine.
I now want to extend my Web Application Services and offer my users with the possibility to buy items which are sold by third parties (my members).
The principle I would like to implement is quite simple: for each order, let the user pay for the item they choose and then transfer a part of the amount I received to the item provider, and keep some money for me. I would like to automate this process so that once I received the payment notification, I compute the amount of money to transfer to the item provider who might or not have a Paypal account (in other words, this means that I could maybe need to transfer the money to a bank account, using the IBAN/SWIFT data) and then proceed with the money transfer.
I tried to find a solution reading your documentation and came across the "chained payment" but the latter does not seem to be used within the ExpressCheckout workflow.
Also, since my implementation of the ExpressCheckout flow works, I would not like to have to find a totally different solution but rather extend it... if possible.
Could you please tell me which is the best solution for me?
In advance, many thanks for your help.
You could do 1 of 2 things. You could use Express Checkout with parallel payments. This means you could split the transaction up between different accounts at the time of purchase. The other option would be to just receive all of the funds into your account, and then when you are wanting to send money to the other accounts you could either use the Adaptive Payments (Pay) API or the MassPayments API to send money to the other accounts. Keep in mind you would have to send it to their PayPal accounts, you would not be able to send it directly to a bank account with either one of these API's.
I had the same issue and I got an answer from PayPal that it is not allowed to use Express Checkout to transfer money to your PayPal account and - at a later point in time - transfer the amount minus your service fee (which stays on your PayPal account) via Adapative Payments API to the seller's PayPal account. PayPal suggested to use Chained Payments API instead. All works fine in the sandbox, but once you need a Live APP ID from PayPal they will review your business case and deny it. At least that what happened to me.
I know that is old question, but anyway, I tried to find solution and was enable to perform the simillar thing like described in question. So, then I asked paypal about this, and they gave me advice to use SellerDetailsType Fields that 's called PayPalAccountID, description for this field is Unique identifier for the merchant. For parallel payments, this field is required and must contain the Payer Id or the email address of the merchant. It wasn't clear for me to use this field for solving my problem. Here is link https://developer.paypal.com/webapps/developer/docs/classic/api/merchant/SetExpressCheckout_API_Operation_SOAP/ I described field for soap request, for NVP it's called PAYMENTREQUEST_n_SELLERPAYPALACCOUNTID, but the idea is the same. I hope it will help someone.
I working on an e-commerce site where I need to do something like this.
When the users is on payment page, he should be doing the following things:
- pays a fee
- authorize the payment of an amount (which could vary, but not with a big amount...)
Up to here, everything goes find with PayPal Direct payment system.
But I need more. I need that the authorized amount at some point to be directly charged by another seller (or transferred)
Any chance I can do this with PayPal Direct (such the the payment would still be made in site)? Or is there any other method?
If you're receiving the money via DoDirectPayment you could use MassPay or Pay to send funds to a 3rd party. If you want the split to happen within the original payment you can use Pay by itself and set it up as a parallel or chained payment. See the Adaptive Payments documentation for more details on that.
(Disclaimer: I am employee) Balanced will work for your use case
capturing cards directly without sending user to a third party site
paying out to a merchant of your choice via ACH payout at a later point in time.
The caveat is it's US only so if your outside the US let me know and I'll see if I can find any other options for you.
I want to use Paypal to pay users with a paypal button.
I tried to use a standard cmd=_xclick, but it doesn't return enough informations after processing the payment. IPN seems to concentrate on stores and not on payrolls, and Mass Pay seems incomplete (it needs an xml list of users informations at start, and there is no real-time modification of users informations).
Is there only Mass Pay api that is reliable for payment?
I really thought I could solve this one using google, but none of the threads and documentations really solved my problem.
[Edit]
I tried MassPay but didn't qualify with only a Premier Account.
Check out Adaptive Payments -> Implicit Payments.
It allows you to programatically send money out of your own paypal account.
https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=developer/e_howto_api_APIntro
(You have to scroll down a bit until you find Implicit Payment Flow)