I'm having a few issues here, I'm using Angelleye:
1.) Currently, when a user clicks to ‘Pay’ on my website, a popup appears and they must then enter their PayPal email address. We take a commission on all items sold on our marketplace, so we need to use Adaptive payments.
2.) In addition, the auction listings that a user creates on our marketplace can be in either $ (USD) or £ (GBP), but it seems that if the user creates a listing that isn’t in their main PayPal currency, they can’t receive payment.
Is the PayPal email popup necessary and can we allow users to receive payments in currencies other than their main PayPal currency?
Thanks!
1) There are different options for how to handle the payment flow with adaptive payments. You can use a pop-up window or a lightbox, for example. All of the details for how to setup the flow you want are available here: https://developer.paypal.com/webapps/developer/docs/classic/adaptive-payments/integration-guide/APIntro/
2) I'm pretty sure this depends on their payment receiving preferences. When receiving a payment that isn't their primary currency they could end up paying additional fees, so I'm pretty sure they would have to specify that they accept this within their account. Alternatively, merchants can create separate currency balances within a PayPal account, so you could actually maintain a USD balance and a separate GBP balance within the same account. This way you could receive money without getting hit with currency conversion or cross-border fees, and the merchant wouldn't have to specifically accept it.
Related
The following link used to allow our customers to pay for an item, or amount due, without an account. We use this when we need to re-evaluate shipping costs and send an automated email to let the customer know and pay the balance due-
https://paypal.com/xclick/business=paypal#ourbusiness.com&item_name='Ordernumber'&amount='amount'
(There are values populating the ' '. )
This link now brings us to a sign in page for Paypal. After sign in, sending payment works fine. There is no "Use Credit Card Option"
The issue is allowing those without Paypal to pay.
In our business account settings we have enabled the "Paypal Account Optional" but it doesn't seem to have any effect on the URL method.
There are other link structures that work similarly. Some are noted in help documents, some from other users-
https://www.paypal.com/cgi-bin/webscr?cmd=_xclick&business=...
https://www.paypal.com/cgi-bin/webscr?cmd=_donations&business=...
Donations aren't what we're going for, but it does allow for payment without an account.
So what's the new URL structure to allow customers to use a credit card to pay for an item without making an account?
Is this still possible?
I've had an NVP integration running for a year, and it's been great.
However, PayPal have now changed the page my customers see and the new style forces a user to create an account.
My customers are older people and don't want to sign up for an account. Previously they didn't have to
Is there anything I can do to make this optional again?
Thanks
It's important to remember that Guest Checkout feature for Website Payment Standard and Express Checkout is not guaranteed for every transaction.
To control the risk for merchant, PayPal may close the guest checkout function for some special countries or districts buyers and the buyer will be asked to create a PayPal account.
If possible, please consider using the PayPal Payment PRO product line, where merchants can accept Credit Card directly within their own website.
Can I improve user experience, e.g. show product description, and highlight "Pay using your credit card", with simple Paypal buttons?
I offer a paid service on my website, with monthly subscription, fixed amount each month. I don't need the user's address, and there's only 1 "product".
Currently I created a simple "paypal button", which works fine, but I want to improve it, and possibly make it even shorter, but didn't find out how to:
highlight "pay with credit card",
I don't want to force users into logging into their paypal account (users with paypal account get error: "You cannot use an e-mail address or card number that belongs to an existing PayPal account")
show the user the product details/descriptions as in the picture:
Although I'm a programmer, I prefer not to use any API calls, especially since it doesn't seem to be necessary in my simple case.
How can I add these elements?
Is there an option with paypal to send users directly to a credit-card payment screen?
You'll need to switch to the Express Checkout API to show item details and force the credit card option. Even then, though, if the user has the credit card added to a PayPal account they're going to have to sign in and pay that way rather than use the CC form. Also, if you're working with recurring payments they'll need a PayPal account anyway.
The only way to avoid that is to sign up for PayPal Payments Pro so you can tie the credit card form directly into your website with no redirect to PayPal at all.
You'll need to enable Recurring Billing on Pro, too, after it's approved and enabled, and then your users can choose to sign up with PayPal (where you'd use Express Checkout) or Pro (where they'd enter a credit card directly.)
If you're really that set on not using API's you could apply for Enhanced Recurring Payments for Payments Standard, but I haven't fully tested that to see about passing order item details to the review pages.
We are a UK-based marketplace site that wants to never force buyers to sign up for paypal. We allow users to set up customized stores through our site, and our second requirement is that these users be able to become sellers with only a basic paypal account. When a buyer makes a purchase, we are the primary receiver, taking 15% and passing on the entire paypal fees to the secondary receiver (user), as well as all the remainder of the transaction. My question is: What's the best solution paypal offers for this? It seems that chained payments would be, but if I understand correctly the Website Payments Pro system is the only one that guarantees that buyers outside the UK wouldn't need a paypal account. Is there a way to take the money in ourselves with Website Payments Pro and use the API so it transfers the 85% (minus the fees) to the user's paypal account?
It depends on what approach you want to take.
I would prefer Chained Payments as it allows guest checkout (credit card payments outside a PayPal account) with certain restrictions and will easily allow the user to receive the funds and automatically forwards the 15% cut to your account. This removes the need to collect funds outside of the payment flow. This means no invoicing or no lost dues!
Website Payments Pro only offers credit card payments however you would also need to offer Express Checkout for PayPal payments as well. You also have the flexibility of hosting the order form so you control what the users see. The downside is you'd have to collect funds from the user outside the payments. Such as monthly invoicing, billing agreements or manual processing.
Here is the criteria we use to allow guest checkout. Please keep in mind these are due to rules and regulations, not PayPal's choosing.
The credit card has a lifetime limit of 10 purchases outside a PayPal account
The user's email address must not be attached to an existing PayPal account
I don't have a direct answer for you but hopefully this helps make your decision.
I working on an e-commerce site where I need to do something like this.
When the users is on payment page, he should be doing the following things:
- pays a fee
- authorize the payment of an amount (which could vary, but not with a big amount...)
Up to here, everything goes find with PayPal Direct payment system.
But I need more. I need that the authorized amount at some point to be directly charged by another seller (or transferred)
Any chance I can do this with PayPal Direct (such the the payment would still be made in site)? Or is there any other method?
If you're receiving the money via DoDirectPayment you could use MassPay or Pay to send funds to a 3rd party. If you want the split to happen within the original payment you can use Pay by itself and set it up as a parallel or chained payment. See the Adaptive Payments documentation for more details on that.
(Disclaimer: I am employee) Balanced will work for your use case
capturing cards directly without sending user to a third party site
paying out to a merchant of your choice via ACH payout at a later point in time.
The caveat is it's US only so if your outside the US let me know and I'll see if I can find any other options for you.