I am developing a website where the users can sell their products. Users can then also buy products on the site, obviously, lol. However the problem is that I am currently using Paypals Parallel Payments and it limits the number of items a user can buy to 6 different sellers at a time including the sites fee.
So I was thinking about switching to using PayPals Masspay API instead. It would work like this. The user buys as many products as they want up to the limit of 250 different users using eithier the Masspay api if acceptable for 1-to-1 payments or something else. Once the payment is completed to the sites paypal account, It will start a masspay api call to pay all the differn't users upto 250 users using the funds from the payment to the site once those are completed.
Also I am limited to paypal right now so I can't use any other payment services.
So is this ok to do or is this a bad way to do it maybe for some security reason I do not know about?
It seems like the only good option, on the plus side, it benefits from the lower fees that masspay offers vs the %2.9 + 0.30 Cents.
First, you'd have to get it approved by PayPal to enable MassPay for your account.
Then, you'd need to be careful about chargebacks and dealing with refunds. If somebody submits an order for $1k, for example, and you dispersed that money among 25 different people, and then the buyer submits a dispute with their credit card company to get that $1k back, you'd be stuck trying to collect all those pieces from all the people you distributed to.
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I am setting up the Paypal integration for a Clients website. He has a page where users can buy stuff that others users sell and he wants the buyers to pay using Paypal, he also wants the payment to be charged a fee, so that a percentage of the payment goes to the website owner and the remainder goes to the seller. For example:
Tom sells shirts at $20 each and i want to buy two, so i would pay $40 plus the 3% of the transaction, that would sum up to $41.2, $40 would go to Tom and $1.2 to the page owner.
How can i do this using Paypal? I have been reading a lot Smart Payments Button describes how to set a payment but the funds go to a single person, i need to set a chained payment, split payment or something alike and their docs seem very fuzzy.
Any help is appreciated.
Thanks!
platform_fees , documented here , is the analogue to chained payments. However, it is only available to PayPal partners -- i.e., probably not your client.
For separate transaction payments to more than one receiver account, there is multi-seller payments.
After completing the Paypal Integration and after tears and pain i can tell that i couldn't use platform_fees.
The implementation is complete and working but i wrote to customer support and to dev support and they just don't want you to use platform_fees so nothing will work along that path.
The solution they provide and the one they want you to use is getting all the money on your account and then splitting it using Payouts to all the clients.
Really bad solution imo but its convenient for them because they charge more transactions instead of allowing you to do everything on a single transaction.
I have a client that wants a site that hosts sellers selling items and allows buyers to purchase the items. She wants all the money transactions to be between the buyer and seller and she collects a percentage of the sale. She wants her percentage to be automatically put in her paypal account. Kinda like eBay for example.
I have used paypal standard with buttons but have never done anything like this. Does anyone have any suggestions about how I would get started and/or how this is done?
Thank you for your suggestions,
Greg
Many people would (and probably will) recommend using some sort of split/chained payment solution, but I will just point out that the site you mention, eBay, does not use split payments. eBay sellers register with eBay; eBay faciliates the sales and bills the sellers for their fees. You can do the billing through invoicing, or via preapproved payment/billing agreements (which allow you to collect from sellers without them having to send you each payment).
While this solution requires you to do a little more work (tracking sales & billing) it is a lot more flexible.
We use PayPal classic APIs.
We have a Linux server with some application/database running on it.
Users pay pages for ocr processing.
We need to offer to our users an option to make automatic payments when some condition is occured.
For example: when the user have left only 100 available pages.
In this case we want to offer to user something as "pay with PayPal 1000 pages everytime when my account have less than 100 pages".
Is this possible to do it with PayPal API?
Asolutely, this is simple to accomplish. If you prefer the Express Checkout API suite, the Reference Transactions product allows you to collect permission to re-bill your customers for additional goods and services when they check out. Then you call the reference transaction API when the event you are interested in (such as the user's inventory of prepaid pages gets low) occurs.
See:
https://developer.paypal.com/docs/classic/express-checkout/integration-guide/ECReferenceTxns/
Other PayPal products support similar behavior in combination with Adaptive Payments, the RESTful APIs, etc etc.
I am using paypal to handle subscriptions to my website and am concerned because PayPal emails users each month when their payment is sent. I realize this is very transparent but I see it as detrimental to my business. Other subscription services I purchase don't send me an email each month reminding me that I am paying them and how to cancel. I'm not trying to hide the fact that I am charging my users but I also don't want paypal activelty reminding them that they are paying money and giving them a link to cancel their accounts.
Does anyone know how to stop automatic emails from being sent from the merchant end or can it only be done by each individual user?
If it can't be done does anyone know of other services I can use to run my subscription billing that give me that control? Thank you!
I currently manage 3,000+ subscriptions via PayPal and have used PayPal for subscriptions for three years. You are correct, this is for transparency. I've never seen the option to disable this, and I doubt PayPal would ever offer it. You'll learn that PayPal is much more interested in catering to buyers than sellers. They keep the buyer happy to the detriment of the seller. For example, PayPal recently reversed 7 months of subscription payments because the buyer called into PayPal and claimed it was unauthorized. We keep plenty of records to prove this isn't true, but PayPal consistently rules in the buyer's favor regardless (we have, yet, in three years to "win" a claim against us). There is very little protection for sellers of digital goods.
Depending on how you decide to run your business, the payment reminders can be used to your advantage. I often receive emails from buyers who claim that they've canceled, yet, we've charged them again, or, they claim they've been charged for months and didn't know it. Thanks to the emails from PayPal, I know, without a doubt, that they were notified each time they were charged, and that if they had actually cancelled, they wouldn't have been charged.
There are many other payment processing services like PayPal that are more "hands-off", but their rates are equal or greater. The only one I've found that's comparable is Payza. Again, there are others, but you have to weigh the benefit of full control (including being the help desk for payment issues), and higher rate, versus PayPal's practices.
I wanna build a web store for selling people's second hand products.
A customer adds the products into a shopping cart.
He/she pays (credit card, bank account) for it and I get the money.
The seller sends the bought products to the customer.
I get send the money to the seller (and have taken a fee for it).
People tend to mention Amazon's, Google's and PayPal's payment service but recently I came across services like Chargify and Recurly.
My questions:
How do these two differ from the other three?
Which one would support the above mentioned transaction process?
How should I set up the above transaction process?
The "big 3" require an account. How do I charge with just a credit card or bank account only?
Thanks!
Thanks for thinking of Chargify.
We're not the right thing for your need... we focus on helping a business manage many things involved in recurring billing of customers.
For what you want to do, I think one of the "Big 3" is the way to go. You've got the extra "wrinkle" of this, however: you're essentially collecting money on behalf of each Seller, and each Seller may be selling very different things and will have different levels of honesty, etc.
All of my experience is with merchants that have a traditional merchant account and payment gateway, which together allow them to charge credit cards. But the banks that issue merchant accounts want to know what each merchant (each Seller) is about. I'm 99% sure the banks dislike a single merchant account being used to sell / collect credit card payments for more than one merchant.
Anyway, to the degree that it's useful, I wrote a blog post last year about merchant accounts and payment gateways. It may be helpful to you as you explore options:
https://lancewalley.wordpress.com/2010/06/22/merchant-accounts-payment-gateways/
See my answer in Online payments for a middleman.
PayPal Adaptive Payments allows you to accept guest payments, without requiring buyers to have a PayPal account.
Another thing to think about is regional availability; Amazon / Google may sound interesting, but are not very useful if you don't live in the US or UK. Whereas PayPal Adaptive Payments is available pretty much globally (with the exception of a few countries where PayPal hasn't launched yet).