Credit card balance is not updating if we use Paypal's Guest Check out feature - paypal

I'm using PayPal Website Payments Standard for implementing Donation button in our application.
I have added Guest check out feature to give flexibility to the Users to Donate even if they Donot wish to have a Paypal Account.
For testing purpose in sandbox, I tried donating via guest check out option by using one of the preconfigured paypal's account, by using its credit card information.
The donated amount is reflected in the statements of the receiver.
But the amount is not debitted from the Donor's paypal balance..
Please suggest what I am doing wrong here.
I need to test the guest check -out feature and see the amount debitted from the account.
Please help

If donor is using a credit card it would not affect the PayPal balance. Credit card is a funding source on the account but shouldn't be tied to the account balance because theoretically it is a line of credit.

Related

PayPal adaptive guest payment requirements

We are using the adaptive payment API to setup a payment between 2 of our users. The receiver user has a paypal account, the source (the one who pays) doesn't. We don't use any chained or parallel payments just simple tranffer from A to B.
We'd like to allow the source to pay with credit/debit card. The problem is that in some cases its allowed, and in some it isn't.
We found this document about the subject but it looks outdated, since in the limitations section it says:
Cannot be made to a personal or un-registered PayPal account
I have a personal account and it works with that but with my colleague's personal account (different country) it doesn't.
Not available if the API caller passes an email address in the request
envelope.
This is very vague. Pass where? We use the email address in the pay request but it works in some cases.
Could anyone give some up-to-date info about this subject?
Guest payments are only made available to certain countries no matter which PayPal product you are using (PayPal Payments Standard, PayPal Express Checkout, Adaptive Payments). So if a buyer is in a country that requires a PayPal account, then they will only see the option to "Login to PayPal" or "Create Account" when they land of the PayPal checkout page. Unfortunately there is not a list of countires in our documentation to show which countries allow guest payments and which don't.
Here are my findings together with PP_MSI_Colin's answer:
Documentations
Guest payment - integration guide (UI is different now)
Guest payment - adaptive payment
Account optional settings
Requirements
Upgrade to business or premium account.
Make sure the email address is verified.
Make sure that on this settings page the Paypal account optional setting is ON.
Limitations, exceptions
In EU, this option is limited to 10 payments/card
In some countries (tested in Hungary) a personal account can also receive guest payments.
In some countries it is always disabled. No official list found.
Logic
Even if it is enabled for a user, it is up to Paypal if they show it or not. Where its enabled it also depends on the paying user. If Paypal finds (from cookies, etc) that the user has a paypal account they don't show credit card option. To test it try to pay in an incognito window. PayPal’s fraud prevention measures can also cause the guest checkout to not be displayed in certain scenarios
Limitations for making guest payments via PayPal adaptive payments are documented here:
Guest payments cannot be made to a personal or un-registered PayPal account

Paypal Express "pay with credit or debit card" option

I have two different systems set up to use Paypal Express, both use the same account.
On system A after the customer is directed to the Paypal website, they have two options, 1 to log into their account, the other to "pay with a credit or debit card". See picture
On system B at the same stage the customer doesn't have this option.
Does anybody know what the setting or config item to control this is? As said we've got different integrations connected to the same account so I don't think it's a setting in the Paypal account its self.
Express checkout was originally designed to compliment a merchant's existing credit card options with the option to pay with PayPal by logging into their account. By default the feature in question doesn't exist. An additional parameter must be sent to PayPal with the SetEC call: SOLUTIONTYPE=Sole. If you are using a 3rd party shopping cart it's possible the cart doesn't support the feature.

express checkout with html info without API calls?

Can I improve user experience, e.g. show product description, and highlight "Pay using your credit card", with simple Paypal buttons?
I offer a paid service on my website, with monthly subscription, fixed amount each month. I don't need the user's address, and there's only 1 "product".
Currently I created a simple "paypal button", which works fine, but I want to improve it, and possibly make it even shorter, but didn't find out how to:
highlight "pay with credit card",
I don't want to force users into logging into their paypal account (users with paypal account get error: "You cannot use an e-mail address or card number that belongs to an existing PayPal account")
show the user the product details/descriptions as in the picture:
Although I'm a programmer, I prefer not to use any API calls, especially since it doesn't seem to be necessary in my simple case.
How can I add these elements?
Is there an option with paypal to send users directly to a credit-card payment screen?
You'll need to switch to the Express Checkout API to show item details and force the credit card option. Even then, though, if the user has the credit card added to a PayPal account they're going to have to sign in and pay that way rather than use the CC form. Also, if you're working with recurring payments they'll need a PayPal account anyway.
The only way to avoid that is to sign up for PayPal Payments Pro so you can tie the credit card form directly into your website with no redirect to PayPal at all.
You'll need to enable Recurring Billing on Pro, too, after it's approved and enabled, and then your users can choose to sign up with PayPal (where you'd use Express Checkout) or Pro (where they'd enter a credit card directly.)
If you're really that set on not using API's you could apply for Enhanced Recurring Payments for Payments Standard, but I haven't fully tested that to see about passing order item details to the review pages.

PayPal Express Chekout no pay by credit/debit card option

I have a website which is using PayPal Express Checkout as a payment method.
It was working for 2 years without a problem but yesterday I noticed that the payment options are changed before there were 2 payment option presented to the user
Login and pay with PayPal account.
Do not have PayPal account pay by credit/debit card.
But now the second option is replaced by Create a PayPal account. There is no option to pay without having a PayPal account.
I have not changed anything.
Anybody knows why the Pay by credit/debit card is gone.
First make sure in your Paypal/Sandbox account the PayPal Account have
Optional: ON
Go to -->
PayPal account's Profile -> More Options -> My Selling Tools -> Website Preferences screen.
And then set SolutionTypeType to Sole while making request for setExpressCheckout this will enable the option to Pay with your debit or credit card.
And you are done :)
What I know is earlier when you pay with credit card on paypal using express check out API it also create an account for that user and let user process different things like link bank account with paypal or credit card payment.
It is default behavior of paypal express checkout according to their new View
PayPal displays different options for Express Checkout depending upon the COUNTRY selected (it will detect your IP address and set the country if no country is passed to the page). eg Indonesia (etc) forces you to create a Paypal account whereas USA (etc) does not (and provides other options).

PayPal API to pay via credit card

I need to allow users to pay via Credit Card on my site. I'm trying to find suitable API option but can't find it. I have implemented payment via PayPal so far, but now I need to allow users to pay via credit card without account on PayPal.
Anyone knows what specific payment type that is?
Here is one way:
First, you'll need a Website Payments Pro merchant account with PayPal. Then, become familiar with the DoDirectPayment API, which will allow you to
process transactions on your site with PayPal working in the background. Customers will be able to fill out their credit card information, etc., on your site without visiting PayPal directly.
This also means that customers will not be required to have a PayPal account in order to make a transaction on your site.
If you proceed this way, you will need SSL certificates, and are required to implement Express Checkout for customers who do not want to make their transaction on your site.
Sample Code to get your feet wet. Good luck!