My company is looking to use the vaulting feature with Paypal for storing credit card info. I am not on the development side of things. I just need to know do we just need to have a paypal account to use this vault? Do we need to have a business account or a contract with paypal in order to use this? This is very time sensitive so any help would be greatly appreciated.
Scott
Yes, you will need to set up a PayPal account for this functionality.
Those in charge of the financial account to which the PayPal account will be linked (i.e. your company's bank account) will also need to answer questions regarding the bank account's validity correctly in order to unlock full API access for your developer(s):
https://developer.paypal.com/docs/api/
Your developers will also need to be set up, once the PayPal account has been confirmed and validated, with authorized logins for the account, as well, so they can test and ensure that PayPal transactions are confirmed during the development process.
A word of caution: Though I'm unaware of your business, its practices, etc. it's a hefty sum of responsibility and potential liability to offer the storing of user-sensitive financial information. If you're not prepared to handle the legal ramifications if this data is ever stolen or accessed without authorization, then this is not the development path your company should take.
You would just need a business account to use REST API PayPal.List of countries supported.
The REST API supports many countries for PayPal account payments. All you need is to upgrade to a Business account. For country-specific offerings and limitations, refer to PayPal Offerings Worldwide and visit your country-specific site for further details.
No need of a PRO account.
Related
I've been looking for a solution everywhere after I saw PayPal mentioned Metered Billing on their developer page.
I would like to use PayPal for my SaaS, implementing a metered billing solution for billing my customers on a monthly basis a variable amount depending on their usage rate of the service.
I do remember an option for authorizing PayPal to give some software permission to execute payments without any further action from the side of the customer. Unfortunately, I cannot find any valid documentation, and not sure if is possible at all right now.
Is metered billing an option using the PayPal API?
Thank you so much!
What you are looking for is a "Reference Transactions" solution, which use PayPal Billing Agreements. It can be tested in sandbox, but to use it in live, the business account would need to be approved for this feature by PayPal. To do this the account owner would need to contact their PayPal account manager or PayPal's general customer support (not MTS), and explain the business need for this feature.
As far as implementing the solution, the only public documentation is for classic APIs: https://developer.paypal.com/docs/classic/express-checkout/ec-set-up-reference-transactions/ . Any newer API or vault solution isn't publicly documented currently, though I have seen some links surface about a v2 vault solution.
So, you can always contact PayPal's support and ask if there's something they'd rather you implement than classic APIs. The first hurdle is the business approval for the feature mentioned earlier.
I want to make a payment system in which users can connect their PayPal account to a website. In this step, login required.
When transaction occurs, without having to log in again, users can pay to the site.
This would be quite different from PayPal subscriptions -- just auto payment like upwork client account.
What you are looking seems to be a "Reference Transactions" solution. It can be tested in sandbox, but to use it in live, the business account would need to be approved for this feature by PayPal. To do this the account owner would need to contact their PayPal account manager or PayPal's general customer support (not MTS), and explain the business need for this feature.
As far as implementing the solution, the only public documentation I'm aware of is for classic APIs: https://developer.paypal.com/docs/classic/express-checkout/ec-set-up-reference-transactions/ . Any newer API or vault solution does not appear to be publicly available at this time, but you could always contact PayPal's support and ask if there's something they'd rather you implement than those classic APIs. The more significant hurdle is the business approval for the feature mentioned earlier.
I am new to paypal and a bit of confused about its types of account and their rules and functionalities. A lot of questions came to my mind while going through those accounts and I searched for them but couldn't get a clear answer on these
1.What is the difference between personal business and developer's account?
2.Do we have to have a real bank account for paypal developer's account?
3.If it is so, then does paypal charges even for developer's account ?
4.If not can we get fake credit from paypal itself just for testing purpose?
and finally 5.where do a developer finally login to access the REST API which the paypal provides?
1) Not a whole lot. In most cases people use Personal accounts in the sandbox as payer accounts, and use business accounts for seller accounts. You need a business account setup for things like Payment Pro, Payments Advanced, etc.
2) No, when you create your developer sandbox accounts they will get setup with a fake bank account and credit card number.
3) No, any transactions made in the sandbox are completely fake, but it does allow you to complete transactions all the way through so you can see the entire flow, and then also see what it looks like in each user's PayPal account.
4) Answered in #3.
5) Not exactly sure what you're asking here. Just login to http://developer.paypal.com and go into the Documentation section. Everything you need is in there.
Looking forward for PayPal's new RestAPI.
We have already started building and finding cool things as we go. Since its an on going process of releasing features it is still not clear sometimes what is supported and what is not. I am listing down my doubts for what is supported for Non-US developers.
Merchants cannot accept payments by taking credit card number.
Subscription / recurring payment possible?
For Pay with PayPal method, does Paypal offer to accept payments form non Paypal users? Like pay directly using card on Paypal page?
Do mention if I missed anything.
To register for a Live set of REST credentials you are required to provide:
U.S. Business owner Social Security Number, date of birth, and other personal details.
U.S. Business Tax ID (EIN, ITIN) and other business information.
Subscription / Recurring Payments are not yet available through the REST process. There are Reference Transactions allowed through "Vault" though.
There isn't an equivalent to "SOLUTIONTYPE" for the REST process yet but hopefully soon.
I was using Paypal Sandbox for testing transactions last year using my PayPal developer account.
I just checked last week that I cannot access my old account, so I decided to sign up for a new account. However, you need now to sign up for a business account. Business account is only available to U.S. businesses (I came from outside the US).
I was hoping if you can suggest an alternative and free developer account (similar to PayPal), but with a different payment gateway.
Thank you.
How about stripe ?
Stripe
Uses a JavaScript based API to complete transactions.
Simpler to integrate with multiple platforms.
You don't need a US Business account to use developer.paypal.com.
Simply sign up via https://www.paypal.com/ for a live PayPal account, either Premier or Business, and you'll be able to log in to developer.paypal.com with it.
Note however that the new REST API is currently available for live US Business accounts only, but this won't affect the availability of other Sandbox products or functionality.
I'll look into why the messaging states that you do, because that's not correct. Thanks for pointing this out!