To accept PayPal payments I see there are the following options for developer:
Express Checkout
PayPal Payments Standard
PayPal Payments Advanced
Which of these options accept the credit/debit cards without the buyer has the PayPal account?
With Express Checkout is possible?
I used express checkout to accept payments even if the customer does not have a paypal account
You need to set PayPal Account Optional in your account/sandbox and set SOLUTIONTYPE=Sole in the SetExpressCheckout API call.
Express Checkout: in which user needs to have a valid Paypal account.
PayPal Payments Standard and PayPal Payments Advanced are the two solutions offered by Paypal having different features, you can see a comparison of both here.
Another method is Direct Payment (i.e. in which user can pay with credit cards directly without having any Paypal account). Direct Payment API
For this direct payment api you need to enable Website Payment Pro WPP , here you can get info about WPP.
Related
In my website I have integrated PayPal subscription. There client redirects to paypal site and do the payments and return to my site, it is fine. But my client wants to accept credit card payments, in current implementation users need to create paypal account in order to do credit card payments. As per my finding on the web we can do recurring credit card payments in following ways.
Collect credit card detail and store on paypal side and perform transaction when we need using a token. But this method supports only in UK and US
https://developer.paypal.com/docs/integration/direct/rest_api_payment_country_currency_support/#direct-credit-card-payments
Collect credit card details and create recurring payment profiles via API. But this method possible only in US,UK,Canada only
We can do credit cards payments on PayPal site(without paypal account) with their Enhanced Recurring Payment service. It is not free($19.99/month)
My client is in France, So in my case only possible option is 3. Am I correct? Is there any other way to do it.
Unfortunately, none of the option is available for France Merchants to process direct credit card payments.
The option 3 Enhanced Recurring Payment(ERP) is available for US,UK,AU and CA.
No, for France Merchants there is no way to accept direct credit card payments, only way is you can turn on "account optional" feature in paypal account and increase chances that buyer could pay with credit card along with PayPal with Website Payment standard or Express checkout
Using the PayPal Express Checkout API, is it possible to set up recurring billing but have "PayPal account optional" feature enabled?
I have it enabled in the account (UK, Business with Express Checkout + Recurring billing enabled) and I'm also setting 'SOLUTIONTYPE=Sole' in the API call SetExpressCheckout which according to the docs sets the call to "Paypal Account Optional". However I still get the "Create a PayPal account - pay by debit card option".
Is there any way to have recurring billing without requiring a PayPal account?
Unfortunately, when working with recurring payments users will need a PayPal account to sign up through Express Checkout.
You would need to sign up for Payments Pro + Recurring Billing to get access to process credit cards directly and setup profiles that way. This way you could eliminate the redirect to PayPal altogether when people choose to pay with a credit card.
I have a shopping site. According to requirements, I need to give two options--PayPal payment (if user has PayPal account) and debit/credit card payment. Even if PayPal allows payment for users who don't have a PayPal account, I don't want them to do payments through PayPal. Instead, is there any direct payment for Visa/MasterCard?
PayPal Payments + Direct Credit Card Acceptance is available as part of the new REST APIs as well as the Express Checkout APIs.
Please use any of these products (suggest REST API).
Question:
Is it possible to set up a subscription via Paypal api Express Checkout, so you can pay via Credit card and Paypal login. The Paypal login works no problem, but I can not get it to work with credit cards at the moment.
I have set the NVP SOLUTIONTYPE = Sole
I know you can set up a paypal subscription button, but the client want to sell a product (single payment or instalments) and add a subscription if user wants to sign up.
Many thanks for any help.
Llewellyn
UPDATE:
For anyone else who has this problem I got this response back from Paypal:
With subscriptions and Express Checkout, they will be PayPal only. Any time you specify a billing type in your SetExpressCheckout call, it turns it into a PayPal only transaction. The only way you would be able to set up a recurring payment via credit card (without a button) is to use the Website Payments Pro and Pro Recurring Payments. Website Payments Pro would allow the customer to enter their credit card directly on the website for one-time payments and also you can set it up to accept the credit card information for recurring payments. You wouldn't be able to turn that one-time payment into a recurring payment at a later time but if you wanted to set them both up at the start that's certainly possible. Also, you would be able to use reference transactions with your Pro payments as well.
Here is a link to the paypal manual for Paypal Pro.
Be warned, with Paypal Pro you can not accept American Express cards, if your paypal account is not American - which sadly is what I'm trying to do :(
No, this is not possible with Express Checkout Recurring Payments.
You must purchase Direct Payment Recurring Payments (an addon to Website Payments Pro) in order to set up profiles direct via credit card.
Note that Direct Payment Recurring Payments is only available in the US, UK and Canada at the moment.
This is not possible to make direct payment with Express Checkout,for this you have got create and account on paypal and please set only two options to working credit/debit card with Express Checkout.
solutiontype = Sole
landingpage = billing
is it possible to make a payment with user's paypal balance using Direct Payment? I know that Direct Payment offers recurring payments but I'd like to use it not only for credit cards but for paypal account balance too. Is it possible or not at all?
Thanks
Only the Express Checkout paypal api allows it...
Check out the documentation for paypal's Express Checkout
https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=developer/e_howto_api_WPGettingStarted
I do not believe that the Direct Payment option allows it at all.