I am going to build a web site that will have few products, and a shopping cart. Every product will have an expiry or end time. Customers will buy any of the product(s) and after the product is expired, I need to gave back a discount of few bucks to all the customers(Partial Refund.)
Now the question is which PSP(Payment service provider) I could use for this purpose.?
I have came across Stripe (https://stripe.com/). Its a very good PSP. but they require me to store all the product information on their API and calculate prices on their own (which I dont want). All I need is to have the option of order and refund back after sometime.
Any help would be highly appreciated.
Thanks!
Stripe does not require you to store product information -- you can simply create one-off charges for the amount you want.
Once a charge has been created successfully, you can refund it, either fully or partially (by providing an amount parameter in the refund creation request.)
Related
I am using the PayPal API for subscription, so far on Sandbox and everything works as expected. I have read the whole documentation of PayPal api and unfortunately couldn't find what I need, that's why I'm asking here.
I am recently considering to add Discounts as well, and wish to have that in two ways:
New customer enters the discount code the first time they want to join the company. (e.g. use the Valentines Discount Code and get 10€ on your first month).
Already existing customers get a discount on one of the months. (Let's say they pay 25€ monthly, and they get a 10€ discount in the 3rd month for whatever reason, now the payments look something like this. 25€ 25€ 15€ 25€ etc...).
Is there really no way to add discounts to subscriptions in PayPal? I would be really glad for any hints / help. Thank you.
For discounts at checkout time, when creating the subscription and specifying a plan_id, you can also specify a plan object with different billing cycle values that override it, for example a lower regular amount or an additional lower amount trial period. See the Create Subscription API call; available parameters for the createSubscription JS SDK function are the same.
For discounts after a subscription is active, you will need to update the subscription. This can be done with the Update Subscription patch API call.
I am starting a business and I would like to offer Paypal as a payment option, but for my business it is essential to be able to block an amount of money, just like a car rental or a hotel does on a credit card. Would it be possible to block an amount from my users PayPal account and release it or book it for good later?
My business is of course an online service, and I want to do this pragmatically in a Spring based application.
I think what you are looking for is Authorization and capture.
I haven't used that feature from Paypal, but have used it elsewhere. What you are looking for is usually called card authorization, preauthorization, or preauth.
Yes it's possible
PayPal's REST API offer 3 primary ways to ensure you paid for product/services that you give to your customers
sale. Makes an immediate payment so you get paid immediately
authorize. Authorizes a payment for capture later.(this is what you see in a car rental or hotel)
https://developer.paypal.com/docs/integration/direct/payments/authorize-and-capture-payments/
order. Creates an order. - which gives you the flexibility to
multiple to do multiple authorizations and captures (these are for
complex use cases such as when you buy a computer from Dell you would
be authorized for the desktop, monitor, keyboard at different points
of time based on availability and then the funds captured when they
are shipped)
This is more of a question regarding flow than code.
I'm currently working on a booking website for a holiday home. I've implemented a booking system which currently takes full payment at the time of booking. This uses PayPal REST API. It works fine no problems code-wise.
However my client would like the system to take a deposit when booking (20%) of the total. Then take the remaining amount later on (through the site). This seems strange to me and I've never used a website which does this so I'm not sure what the flow should be.
The only way I can think of achieving this is that the user has to come to the website at some point in the future to pay the remaining amount. I could send them email reminders but it seems a bit awkward to do that.
Has anyone done anything like this in the past?
In order to take the money later, you need to store the credit card data in your system, which is not quite legal unless you are authorized payment service provider (and I'm almost sure you're not).
We have the same case in our reservation system. Generally, you'd allow credit card payment only for deposit, and later final amount is paid via bank transfer or cash, for example, and has to be settled manually by an operator.
Your idea is not bad, however. You could inform the user about the final amount and due date in the booking confirmation email and later on send them reminders.
You can utilize reference transactions to handle this without storing/saving any billing information on your server.
Reference transactions can be used in Express Checkout as well as with Payments Pro.
Basically, the way it'll work is that you can process the original 20% and then you'll save that transaction ID in your database. Once you're ready to process the remaining amount you just make a call to DoReferenceTransaction and supply the original transaction ID along with the new amount to charge. PayPal will then charge this new amount using the billing information that they have saved on their server.
I'm trying to integrate a payment mechanism to my site. The scenario that I need is not trivial and can be explained by the following example:
User pays upfront for a subscription program (i.e. receiving Netflix). User is able to make changes to the subscription (i.e. change number of movies checked out each time from 4 to 2)
User is able to buy additional one time purchases via the provider's site (Netflix) supplied by 3rd parties. These items (i.e. popcorn, snacks) get billed to the same credit card as the subscription without having to go through the process of resubmitting the credit card information.
Of course, my site takes also a small fee for the transactions :-)
I was wondering if this is supported by PayPal, Google Checkout or someone else.
Thanks.
The Paypal api can handle all of those processes.
I seem to have dropped the ball on what kind of answer you wanted so I'll leave it at that.
If you have some feedback, more direct questions I will try to answer as much as I can
--
The money would best go through you first, unless somehow you can convince your customers its normal to bill them per item. Also if they pay by credit card you should only bill them once as you would incur fees on every payment. I don't know of anyway to bill once but distribute the payments.
As for the paypal docs..
Very good resource, there is also some sample code for most major web languages
Also this will get you started if you don't have a developer login
Their developer support is also pretty good. One thing a lot of people seem to screw up when starting out with the paypal api is not setting the latest version in the configs so don't forget to update that to the latest release. :)
Disclaimer..
Yea I know there is a lot of bad press about paypal and crazy stuff happening, but they do get the job done most of the time, its not my fault the customers love to use it.
I am trying to use the Recurring payment API offered by PayPal.
I have a scenario which I am not able to address directly. It goes like this.
We have a website where we sell some services. Now the services are charged per user license. A user can buy/cancel user license in between. We want to offer the customer a recurring billing option. We have to notice here that the amount may vary each billing cycle based on the number of user licenses the customer uses during that cycle.
Is there any way I can achieve this using PayPal recurring Payment API's.
I realize this is a very old post, but it still shows up for Google searches, so I thought I'd add:
Paypal does allow you to do this now, using their new adaptive payments api.
Authorize.net also has a service that might work called Customer Information Manager.
The recurring payment option is a fixed amount that the customer pre-agrees to pay each month (or period). To do what you're trying to do, a customer would have to pre-agree to pay whatever amount you decide to charge at a later time. This means pre-authorizing an unknown payment amount, which will not be allowed by any payment service.
Your only options are:
Bill the variable amount each month (i.e. no subscription).
Set up a subscription where the monthly amount is the maximum that could potentially be billed, and then refund the difference each month.
Good luck with #2 - I would never agree to such a thing as a customer, personally.
What you're looking for is covered in the UK by the Direct Debit system, however given the potential for abuse it's very tightly controlled and there are a lot of restrictions and regulations governing it.
I'd strongly suggest you just set up a monthly invoicing system that just bills the client each month.
I don't know its meaning full or not as it is a very old post.
Instead of creating recurring profile on PayPal Server, You can store the customer's credit card on the PayPal using REST API: https://developer.paypal.com/docs/api/#vault then every month you can fetch it and charge it like recurring Payment Or When client is no longer with the services then just remove its card from PayPal.
I suppose Authorize.net SIM method also does the same.
Hope this make sense.