Braintree split payment paypal - paypal

I need to verify that is there is any option to split payment to two different account with paypal in braintree like if customer pay it will send to two different merchant accounts

This definitely possible through Braintree. Please find the document below which talk about splitting payments
https://developers.braintreepayments.com/guides/braintree-marketplace/overview?_ga=1.210599248.495264385.1483935796
However, this feature is only available in certain countries. please check about the availability of the feature.
You can achieve this by using PayPal Parallel Payments, which is available in most countries where PayPal is supported.

Related

Paypal / Braintree, how to split a payment for European merchants?

I'm developing a mobile app and a website that allow the user to pay for a good. I need to split the payment in two parts, one to the seller and one to the market owner.
I thought of using Braintree for allow the user to choose to pay with credit card or paypal, but I know that the Braintree Marketplace is available only for merchants in the United States as writed here: https://developer.paypal.com/docs/marketplace/
So I have read that I can use the Paypal Adaptive Payment for split a payment, but I know that Adaptive Payments is now a limited release product. It is restricted to select partners for approved use cases and should not be used for new integrations without guidance from PayPal. It's writed here: https://developer.paypal.com/docs/classic/adaptive-payments/integration-guide/APIntro/
Then I thought of using Braintree sdk for let the user to pay the entire payment to the market owner account, and then using Paypal Payouts api for send a part of the payment to the seller's paypal account. But in this way I will pay the fees two time. It's right? https://developer.paypal.com/docs/integration/direct/payouts/
So, what is the best way for European merchants to split a payment using Braintree / Paypal?

paypal checkouts for marketplace

I would really like to use Paypal for my marketplace I am developing. I need to allow users to enter their paypal email address and whenever customers purchase that users products I take a small fee then the rest of the money goes to the user who listed the product.
What paypal service is the best for these types of payments? (me taking a transaction fee and sending the rest of the money to another paypal account)
I was looking into paypal express checkout, but can't find any info on sending some payouts to the users listing products. Also does express checkout require that the customer have a paypal account?
In case you are wondering and finding an answer, Express Checkout now comes with Parallel Payments. Read it here. As Adaptive Payment Parallel Payment now deprecated, the option left is using Express Checkout.
I have been trying to get a sensible answer from PayPal for days now. They are planning to release a protocol to support a market place in 2020 but not date yet. They have also confirmed (after talking to sales & tech support) that PayPal cannot be used for market places where your platform is nothing more than a broker.
Stripe Connect (Standard account) is probably the best solution out there.

Paypal vs braintree for user to user payments

I need a solution that allows UserA to make a payment to UserB. UserA is a registered account in a web service that has their information stored in the "vault". UserB has no registered account and would simply pay at checkout by entering a valid card number. The web service would take 2% of the payment that goes to I guess a separate account for the website.
I am trying to wrap my head around which payment service to use as this is the first time I am creating a service with money transactions involved. I like Braintree specifically from what I see:
Free up to first 50k (good for a small cloud based web service)
Drop in UI that handles the encryption side of thigns for me (so it seems)
My question is my solution requirements need me to seemily split up the transaction that UserB pays from a card into two places - a portion to UserA and a portion to the web service. Does Brain tree offer a solution that makes this possible as I see it is with Paypal Adaptive Payments
Just looking for a quick link to the documentation.
I think Braintree supports "Split & pay". Refer : You can designate a service fee with each transaction and Braintree will disburse the appropriate funds to you and your sub-merchant..
And Paypal of course supports Adaptive payments. Refer : Adaptive Payments
I think all you need is in the above links.
I've made already some applications with the requirements of yours, and if I was you, I would consider Paypal Adaptive payments, because through the API, you can select how you want to "split" the payment between the receivers.
check this page for the configurations : page with configs

Taking payment from customer's card and giving to merchant

I am creating a booking site, where the public can make bookings and then pay using their card. I want to take the card details and send them to PayPal via their REST api, and then send the amount to a merchant who will be one of our customer's selling the booked product.
Is this possible to do? PayPal documentation is confusing at best. I currently have the card payments being taken successfully and paid into our own 'developer' account, but what I can't seem to find is how to credit the money to a PayPal account that isn't our own instead.
I have looked into the PayPal Permissions API but again the documentation is unclear, and I don't see where I specify the merchants id or email address when calling RequestPermissions.
What you're looking to do can be accomplished by using PayPal's Adaptive Payments product (https://developer.paypal.com/docs/classic/products/adaptive-payments/). Unfortunately, Adaptive Payments are not currently available with REST APIs. So if you have the option of going with classic APIs, this is currently available to you.

Easiest way to add PayPal to existing Stripe billing flow

I have an educational website that uses 'Stripe Connect' to accept payments from students, and split the payments between myself (the platform provider) and the teachers (content-creators).
Payments to teachers are currently handled through Stripe. Whenever a student purchases content, the teacher automatically receives the payment directly into their Stripe account. I retain a portion of the transaction directly into my Stripe account. It's an easy system and works nicely.
The problem is that students want to pay with PayPal.
So, I would like to add PayPal as a payment option for students, without forcing content-creators to connect two separate accounts--one for when viewers pay with PayPal, and another for when viewers pay with Stripe. The only idea I have so far, is to deposit all PayPal payments to one PayPal account, then manually "payout" teachers into their Stripe accounts every week.
But is there an automated way to do this? Stripe says they don't accept payments from PayPal.
Any ideas/help would be appreciated. Thanks!
Adaptive payments does support chained payments, as Andrew says in his answer; it would work very much like what you describe having set up with Stripe.
However, this will not meet your requirements of having both PayPal and Stripe payments arrive in a single teacher account. Unfortunately, Stripe & PayPal see each other as competitors and to my knowledge neither one has built a tidy product to consolidate "their" payments into the other company's account.
If you are willing to move away from Stripe, PayPal does provide many solutions that consolidate "raw" credit card payments and PayPal account payments into a single receiver account, including through Adaptive Payments as cited by Andrew.
I would add that Braintree, having been purchased by PayPal, provides perhaps the most Stripe-like integration for a product that would accomplish this goal. However, I do not believe that the Braintree SDK will do the chained payments for you; you might have to do some work to make that happen on your end (take the first payment, then calculate and make payouts either weekly as you mentioned or per-incoming-transaction).
A couple other things to think about: if you split some payments into delayed fulfillment but others are chained inside one payments provider you will need to support two very different flows; you may find it easier (for both you and your content providers) to select one model and run everything through that model.
Also, instead of payments going to you & then chained to the content providers you could have payments to go directly to the content providers and then trigger billing (either invoicing or automatically collected via recurring payments) from the content providers to you for your cut.
The best pattern depends largely upon how you want the legal & financial responsibilities to lie: are you providing the good or service and people are paying you for it, making you like a retail store or distributor for producers? Or are content providers providing the good or service being paid for to the students, and you are like a marketplace/facilitator/advertising venue? This question becomes significant as soon as someone is unsatisfied with something they have bought :).
You can use the Adaptive Payments platform with PayPal to split payments just like you're doing with Stripe. Specifically, you'd use the Pay API setup as a chained payment with a secondary receiver.
If you happen to be working with PHP my class library for PayPal will make all of the API calls very simple for you.