Does anyone know if Payum or Omnipay supports PayPal Credit?
https://www.paypal.com/uk/webapps/mpp/paypal-virtual-credit
Omnipay states that it doesn't support "billing agreements" but I'm not sure if thats the same thing as financing.
I cant find anything on Payum regarding Paypal credit.
PayPal credit function is auto-appeared when buyer is from United States. It is not manually integrated but auto-appeared. PayPal is one of the payment gateway plug-ins added in many third party shopping cart platform. But whether or not PayPal is added or combined with Omnipay, you are advised to contact Omnipay for the further information.
Related
I used the Paypal NVP API (Express checkout) for a long time and it worked fine. I'm now developing a new project and wanted to use the 'new' Rest API that Paypal recommends for new projects. I, however, find the documentation rather imprecise at some points and often contradictory.
I'm using their sandbox to test the payments and I noticed that the payments work fine, except that once I log in to the Paypal Buyer account, I can only select the PayPal balance to pay.
Is this a limitation of the Rest API? I want to clarify that I am based outside the US and I do not want to accept credit card payments on my own website (well, if there is no other solution, I would accept it). I'd rather have the user get redirected to the PayPal page and provide his credit card information over there. I do, however, want to give the option to the user to at least select from PayPal balance or credit card. (As I'm used to from the NVP API)
UPDATE
In the meantime, I've done a lot of additional research. On the PHP SDK page, they've added the following notice:
Important: The PayPal REST API no longer supports new direct credit card integrations. Please instead consider Braintree Direct; which is, PayPal's preferred integration solution for accepting direct credit card payments in your mobile app or website. Braintree, a PayPal service, is the easiest way to accept credit cards, PayPal, and many other payment methods.
How should I understand the direct credit card integration? Is that the credit card payment on the PayPal website after being redirected onto that page or do they mean credit card payments where the card number is provided on ones own website?
I've got the impression, PayPal is entirely shifting to Braintree Payments. Even on the official PayPal Developer website, they propose Express Checkout for quick (client side only) integrations and Braintree Direct for other payments.
This is what I need:
PHP integration of the API calls
Payment methods: PayPal balance, Different Credit Cards
eventually recurring payments
I do not need:
Third party invoicing
client management
shipping address management
So my concrete questions would be:
What's the difference between Braintree and PayPal payment methods (since they belong to the same organisation)?
Should I use PayPal Rest API or Braintree solutions in my case?
What are those PayPal limitations that they list on their website?
Has nobody got any experience in this domain? Even partial answers are welcome!
I have partial answer, as I am also in the process of choosing between BrainTree, PayPal Rest API, and Express checkout.
I'm here to answer "How should I understand the direct credit card integration?"
I'm no expert on the subject, but during my recent work at the area of integration with checkout systems, I've learned this:
One of the types of credit-cards is called "direct credit card". It means that it is directly connected with a bank account - when it is billed, the money is instantly transfered from the connected bank-account to the merchant. This is different than how most credit-cards work - most will only charge the bank-acoount at the beginninng of the next month.
I've come accross situations where direct cards behave differently than regular credit-cards.
For instance - the checkout-system I integrate with doesn't allow to monthly-bill a direct card. direct card on a monthly payment plan have to be billed manually.
So for me, the PayPal announcement you qouted means a lot - I need to support direct credit cards, hence I'm choosing BrainTree. Thanks!
Note to moderators:
I originally wanted to post this as a comment to the question, becuase I thought it would help the OP. I don't have enough reputation to comment, so I posted an Answer.
I need to process payments from customers who have credit cards, but not necessarily a PayPal account - and they need not be required to sign up for PayPal either. From what I have found in the docs so far, it seems I need so-called Adaptive Payments to do that. Does this work with the REST API and can I do this outside the US (I live in Austria)?
Both PayPal Payments Standard and PayPal Express Checkout support guest transactions; you really don't need Adaptive Payments for this.
I suggest you take a look at the Express Checkout documentation, including the Getting Started guide we have available.
PayPal has a complicated naming strategy for its payments products, but it appears that some of them share common building blocks. How are the following product brands related, and what are their histories?
These three appear to be the latest offerings:
PayPal Payments Standard
PayPal Payments Advanced
PayPal Payments Pro
PayPal Payments Pro (PayFlow Edition)
These two appear to be deprecated or on their way out:
Website Payments Standard
Website Payments Pro
The above products have documentation that seem to reference "PayFlow" products frequently:
PayPal Payflow Link
PayPal Payflow Pro
This seems to be the underpinning of some, but not all, of the above products, and these two may in fact be the same product:
PayPal Payment Gateway
Payflow Payment Gateway
Please refer the following blog (recently written) which explains in great detail about the PayPal API and products
http://whyidentity.blogspot.in/2012/09/paypal-apis-galaxy-not-so-far-away.html
Please let us know if you need further details
I am new to PayPal integrating and need to integrate PayPal recurring for subscriptions. I googled for that, but I am confused with below questions.
Which API should I use with PayPal recurring, WPS or Paypal express checkout? Which one will be good?
Is there any good example or help to integrate this?
Thanks a ton in advance.
Good overview of recurring payments: Handling recurring payments
I'm using the Lionite PHP Paypal class. It's not free, but even if you're not going to use it, read through that page because it contains some useful info that is omitted from the Paypal docs.
If I understand correctly, Express Checkout requires your customer to set up a Paypal account, so Website Payments Standard would be a better option.
Unfortunately the Paypal SDK only has code examples for direct payment. If you want to use Website Payments Pro with Direct Payment, be aware of PCI compliance (which can be expensive and time-consuming) and also be aware that services like BrainTree exist which have transparent redirect, thus helping you to avoid PCI compliance (I haven't used this service however).
Express checkout code example: https://github.com/hrendoh/PayPal-Recurring-Payment-example
Set up your sandbox account at http://developer.paypal.com
Update: IPN for recurring payments is a nightmare. Not only are the recurring payment IPN responses completely undocumented, but none of the support staff I talked to had a clue about them either (in some cases they gave me incorrect answers to questions). Here is a list that others have put together, but all of these resources are incomplete:
https://www.x.com/developers/community/blogs/ppmacole/recurring-payments-ipns?page=1
http://docs.ipn-easy.com/html/T_Rolosoft_IpnEasy_Net_PayPal_TxnType.htm
Unfortunately because of the limits placed on recurring payments with express checkout, direct payment was the only option for me. I strongly suggest that if you need to do direct payment with recurring payments that you find a different payment provider.
I have a basic account with shopify and shopify is allowing me to choose from following paypal solutions
PayPal Website Payments Pro (UK)
PayPal Website Payments Pro (CA)
PayPal Payments Pro (US)
PayPal Payflow Link
PayPal Express Checkout
Is there a particular reason why shopify does not support "paypal website payment standard" ?
I am building an e-commerce solution for a client and am suggesting client to use "paypal website payment standard". Is this a not a favored solution for any reason?
The integration options for PayPal standard aren't as robust as the other PayPal integrations so Shopify does not support it. Any of the options that standard provided should be covered by the other paypal products; you should be able to get the same functionality.
Is there something in particular from PayPal standard that the client needs that the other services don't provide?
It is not about the functionality. It's about the monthly costs that is tied to other paypal plans. Paypal standard does not require any monthly fees. That's the difference and that is why we hope to actually use it on the website.