I'm using PayPal Samart Buttons which offers me two possiblities: pay with a PayPal account and use a credit/debit card.
The problem is that PayPal seems to not accept payments with credit/debit card from some countries as I created a few personal accounts (sandbox) and only some of them work. The error I get is:
Something went wrong. We'll take you back to checkout so you can try
again.
It seems like only payments with PayPal accounts are available for some countries. How can I accept credit/debit cards from all countries?
Which countries are you concerned about, exactly?
If you want a solution that accepts credit/debit cards from all countries, you will likely need a full gateway solution or merchant account. Which ones are available to you will depend on which country you are in, and your business history and credit.
Related
I've had an NVP integration running for a year, and it's been great.
However, PayPal have now changed the page my customers see and the new style forces a user to create an account.
My customers are older people and don't want to sign up for an account. Previously they didn't have to
Is there anything I can do to make this optional again?
Thanks
It's important to remember that Guest Checkout feature for Website Payment Standard and Express Checkout is not guaranteed for every transaction.
To control the risk for merchant, PayPal may close the guest checkout function for some special countries or districts buyers and the buyer will be asked to create a PayPal account.
If possible, please consider using the PayPal Payment PRO product line, where merchants can accept Credit Card directly within their own website.
I have a working paypal IPN, but ive been wondering: can I somehow set the "I have no paypal account" as the default choice when a customer is directed to paypal?
Short anwer: No, don't do that.
Long answer:
PayPal sets this dynamically based on customer information, primarily the cookie. In other words, people who have logged into PayPal on that device/browser before generally see that option presented first; people who have not are presented content that features the non-PayPal-login more prominently. This is done (primarily) to increase conversion for you (ie get the highest percentage of people to complete the payment & buy from you). Trying to defeat PayPal's code here would usually be counterproductive.
That said, there are also differences in how PayPal's screens are presented between various PayPal products (e.g. Payflow looks different from Express Checkout which looks different from Website Payments Standard) due in part to the mix of payment methods supported by each of these products, and also in part to expected customer mix with each of these. Some of these products also vary their behavior somewhat based on account settings or button/api parameters, again with the goal of being as effective for you as possible. But those parameters are product-specific and the question did not specify which PayPal product you are using.
As an example of variation between (and within) products:
Website Payments Standard (WPS) was designed to allow a merchant to accept payments from everyone, as the merchant's "sole solution." Express Checkout was originally designed to be used alongside a merchant's existing or separate credit card collection page, by merchant who would directly bill credit cards through a separate product (PayPal's DoDirectPayment or another processor). So PayPal's first WPS page was designed to present well to buyers with just credit cards or buyers with PayPal accounts. But a buyer would only be sent to the Express Checkout screen if they proactively chose to use PayPal rather than entering a credit card directly on the merchant's page, so PayPal's first Express Checkout screen could be aimed directly at PayPal account holders to generate the most intuitive buyer experience and highest conversion. Since that original version (ten years ago, in 2005!), however, Express Checkout has become more integrated into "PayPal Pro" and can also used as a sole solution, like WPS. For that usage it now supports an option that includes collecting card payments without a PayPal account.
PayPal also offers Payflow, Hosted Sole Solution, Adaptive Payments, and more payment flows.... each of which offers some slightly-different balances of buyer experience (and merchant experience/requirements -- e.g. some of these give the merchant access to credit card numbers and require PCI and merchant banking agreements, etc etc).
I have two different systems set up to use Paypal Express, both use the same account.
On system A after the customer is directed to the Paypal website, they have two options, 1 to log into their account, the other to "pay with a credit or debit card". See picture
On system B at the same stage the customer doesn't have this option.
Does anybody know what the setting or config item to control this is? As said we've got different integrations connected to the same account so I don't think it's a setting in the Paypal account its self.
Express checkout was originally designed to compliment a merchant's existing credit card options with the option to pay with PayPal by logging into their account. By default the feature in question doesn't exist. An additional parameter must be sent to PayPal with the SetEC call: SOLUTIONTYPE=Sole. If you are using a 3rd party shopping cart it's possible the cart doesn't support the feature.
Can I improve user experience, e.g. show product description, and highlight "Pay using your credit card", with simple Paypal buttons?
I offer a paid service on my website, with monthly subscription, fixed amount each month. I don't need the user's address, and there's only 1 "product".
Currently I created a simple "paypal button", which works fine, but I want to improve it, and possibly make it even shorter, but didn't find out how to:
highlight "pay with credit card",
I don't want to force users into logging into their paypal account (users with paypal account get error: "You cannot use an e-mail address or card number that belongs to an existing PayPal account")
show the user the product details/descriptions as in the picture:
Although I'm a programmer, I prefer not to use any API calls, especially since it doesn't seem to be necessary in my simple case.
How can I add these elements?
Is there an option with paypal to send users directly to a credit-card payment screen?
You'll need to switch to the Express Checkout API to show item details and force the credit card option. Even then, though, if the user has the credit card added to a PayPal account they're going to have to sign in and pay that way rather than use the CC form. Also, if you're working with recurring payments they'll need a PayPal account anyway.
The only way to avoid that is to sign up for PayPal Payments Pro so you can tie the credit card form directly into your website with no redirect to PayPal at all.
You'll need to enable Recurring Billing on Pro, too, after it's approved and enabled, and then your users can choose to sign up with PayPal (where you'd use Express Checkout) or Pro (where they'd enter a credit card directly.)
If you're really that set on not using API's you could apply for Enhanced Recurring Payments for Payments Standard, but I haven't fully tested that to see about passing order item details to the review pages.
I have a website which is using PayPal Express Checkout as a payment method.
It was working for 2 years without a problem but yesterday I noticed that the payment options are changed before there were 2 payment option presented to the user
Login and pay with PayPal account.
Do not have PayPal account pay by credit/debit card.
But now the second option is replaced by Create a PayPal account. There is no option to pay without having a PayPal account.
I have not changed anything.
Anybody knows why the Pay by credit/debit card is gone.
First make sure in your Paypal/Sandbox account the PayPal Account have
Optional: ON
Go to -->
PayPal account's Profile -> More Options -> My Selling Tools -> Website Preferences screen.
And then set SolutionTypeType to Sole while making request for setExpressCheckout this will enable the option to Pay with your debit or credit card.
And you are done :)
What I know is earlier when you pay with credit card on paypal using express check out API it also create an account for that user and let user process different things like link bank account with paypal or credit card payment.
It is default behavior of paypal express checkout according to their new View
PayPal displays different options for Express Checkout depending upon the COUNTRY selected (it will detect your IP address and set the country if no country is passed to the page). eg Indonesia (etc) forces you to create a Paypal account whereas USA (etc) does not (and provides other options).