I have poured through the PayPal payment documentation and I think what I'm trying to do may not be possible but I hoped someone can show me that I'm wrong. I want to take a payment using Pay Pal's Standard payments form integrated into my web site but I need the payment to go to another person's (my client) bank account rather than my pay pal account. I see that you can direct the payment to a different pay pal account but I don't see an option to pay someone that does not have a pay pal account. I would prefer to not require my clients to set up a pay pal account.
Bottom Line: Do I have any options to take the payment using paypal API on my website then programmatically direct the payment to a bank account that is not tied to Pay Pal?
Thank You!
The short answer is no. The longer answer is that there do exist solutions that will allow you to send money to a bank account, but they require approval and custom integration work and in general are way more trouble than they are worth--certainly more trouble than requiring recipients to open a PayPal account which can be done in minutes.
Related
After X hours of searching and lost-ing inside documentation and this community, I understand that, if :
I'm non US developer
my client is not a US company
I want integrate Paypal in market-place
sending several emails to Paypal support
I need to:
register as Business Account US in paypal.com ( and not in sandbox )
find an US user because I'm not, otherwise I need to fake my address, zip code and state
enter in developer.paypal.com
Someone can answer me YES ? or the right procedure ?
Thanks
from https://developer.paypal.com/docs/faq/#international-developer-questions
"I'm a non-U.S. developer. What products are available to me?
The REST API supports a number of countries and currencies. The REST API provides simple payment processing for common business needs, including PayPal payments, direct credit card payments, authorization and capture, and refunds. For more advanced payment solutions such as parallel and recurring payments, you can use the NVP/SOAP APIs.
If you've previously used our NVP/SOAP APIs, you can continue to use them. Using your old Sandbox email address and password, you can import existing Sandbox accounts on the Sandbox Accounts page."
I started on this page:
https://developer.paypal.com/developer/accounts/
I am creating a booking site, where the public can make bookings and then pay using their card. I want to take the card details and send them to PayPal via their REST api, and then send the amount to a merchant who will be one of our customer's selling the booked product.
Is this possible to do? PayPal documentation is confusing at best. I currently have the card payments being taken successfully and paid into our own 'developer' account, but what I can't seem to find is how to credit the money to a PayPal account that isn't our own instead.
I have looked into the PayPal Permissions API but again the documentation is unclear, and I don't see where I specify the merchants id or email address when calling RequestPermissions.
What you're looking to do can be accomplished by using PayPal's Adaptive Payments product (https://developer.paypal.com/docs/classic/products/adaptive-payments/). Unfortunately, Adaptive Payments are not currently available with REST APIs. So if you have the option of going with classic APIs, this is currently available to you.
My application already receive payments using Stripe API. Once payment is received, I must pay affiliates related to the transaction. This could be 1 to many recipients.
I want to use PayPal, I want to wire an API into my application so that I may pay all pending payments by clicking a "release funds" button...clicking the release funds button would pay related recipients to their email address from a paypal account that I will keep flush with funds.
Which PayPal API will achieve this? (paying many recipients from one paypal account)
I've done a lot of research on this and alternatives. Before I spend valuable dev time on this, I need to know I'm heading down the right path so any advice would be most helpful.
thanks
The MassPay API will do it, but you'll need to get MassPay enabled on your PayPal account in order to use it. It's free, but it's just not enabled by default.
You could also look into Adaptive Payments, specifically the Pay API. In that case you would build a script that loops through all your recipients and sends payments one at a time.
Requirements state that I build a form that collects user's PayPal login info and charges the user's PayPal account a fixed price without having the user leave the website.
I am beginning to think this is not possible. Can someone kindly suggest a solution that comes close to meeting the requirements? I am not certain what's possible and what's not possible with PayPal.
There isn't a solution for what you are trying to do. In order for the buyer to login and pay with PayPal, they would have to leave your site and go to the PayPal login page. You could set up a billing agreement so that they only have to log into PayPal once. With a billing agreement, you would be able to charge the buyer's PayPal account when you are needing to. You would just need to have the buyer go through the flow initially and get sent over to PayPal to login and agreen to the billing agreement. Then when you want to charge them again in the future, you would just need to reference the billing agreement id.
The closest solution to having the user pay without leaving the website is PayPal digital goods express checkout.
Here is an example to show you how it works:
http://jmsliu.com/1307/integrate-paypal-digital-goods-express-checkout-into-website.html
we have set up Paypal as a hook into an e-commerce application, where users just enter their paypal account, and we link their clients through to their Paypal account when buying products.
This works great, and paypal asks you to login to pay for your purchases.
But we don't want clients to be forced to create a paypal account, just to make a purchase.
Does website payments standard API actually support paying without a paypal account?
At the moment this is a real showstopper for us.
Check out PayPal Adaptive Accounts. You can create PP accounts for your users. The only step they'll have to complete at PayPal is creating a password. Once the account is created you might need send the user back through a checkout flow.
Adaptive Accounts
Use the Adaptive Accounts API to build applications that create and manage PayPal accounts. Merchants and developers can use the API to create PayPal accounts, add payment methods to accounts, and verify a PayPal account status.
Paypal is a very useful payment service gateway, exactly because the customer does not need to enter a credit-card number.
What we do, is offer Paypal as an option. We allow credit-card entry as well. In order to evaluate the credit-card for validity etc., we interface with the bank that supports our account and let their system do the checks. Another option would be "Cash on Delivery".